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403 E Lakeshore Dr, Llano, TX 78643 Property Records

Llano County property record for 403 E Lakeshore Dr, Llano, TX 78643 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2012
Square Footage1,970 sqft Living Area
Lot Size9,152 sqft (0.21 acres)
GarageAttached, 552 sqft
Last Sale$292,600 (2023)
Tax Bill$5,301.00 (2026)

Property Details

APN / Parcel Number

Primary APN13140-02B-0468-0
Alternative APN
  • 41540

Interior

Building Area1,970 sqft Living Area
1st Floor1,467 sqft 1st Floor
2nd Floor350 sqft 2nd Floor
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area9,152 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area552 sqft Garage
Balcony Area72 sqft Balcony
Porch Area286 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number13140-02B-0468-0
Street Address403 E LAKESHORE DR
CityLLANO
StateTX
Zip78643-9364
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNRISE BEACH II UNIT B LT 468
Legal SubdivisionSUNRISE BEACH
Legal Lot Number468
JurisdictionLLANO TX
Minor Civil DivisionLLANO SOUTH
Census Blockgroup1
Census Block1023
Census Tract970300

Owner

Source: Llano County records · APN 13140-02B-0468-0

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8103 FOREST DAWN, LIVE OAK, TX 78233-4324
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
FROST BANK
Sep 19, 2023Vendor's Lien, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Jun 30, 2023Warranty Deed, Transfer
HLTC, HLT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2023 · Amount on Record
Deed SaleSep 19, 2023 · Amount on Record
Prior SaleJan 22, 2013 · Amount on Record
Deed Doc Number20235379
Prior Transfer DateJan 17, 2013
Prior Transfer Doc01541/2974
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Recording DateApr 28, 2026
Property Address403 E LAKESHORE DR, LLANO, TX 78643-9364
Document Number0000002356
Instrument DateApr 23, 2026
Instrument20262356
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8103 FOREST DAWN, LIVE OAK, TX 78233-4324

Mortgage

Document Number0000002356,
DateApr 28, 2026
Instrument20262356
Lender
NameFROST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.15%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLLANO TX
Recording DateSep 19, 2023
Property Address403 E LAKESHORE DR, SUNRISE BEACH, TX 78643-9364
Document Number0002305379
Map ReferenceVOL 94 PG 211
Instrument DateSep 14, 2023
Instrument23-05379
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyHIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address33 E COLLEGE ST, HILLSDALE, MI 49242-1205

Transferred To (Grantee/Buyer)

NameVerified Name
Address8103 FOREST DAWN, LIVE OAK, TX 78233-4324

Mortgage

Document Number0002305380
DateSep 19, 2023
Instrument23-05380
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateOct 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12.2%
IndexSOFR Average 30-Day
Max Rate12.2%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLLANO TX
Recording DateJun 30, 2023
Property Address403 E LAKESHORE DR, SUNRISE BEACH, TX 78643-9364
Document Number0002303678
Map ReferenceVOL 94 PG 211
Instrument DateJun 22, 2023
Instrument23-03678
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyHLTC, HLT

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1681 RANCH ROAD, LLANO, TX 78643

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 E COLLEGE ST, HILLSDALE, MI 49242-1205
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Llano County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyLlano County
MunicipalitySunrise Beach Village City
Unified School DistrictLlano Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,301.00 (+167.73%)
2025$1,980.00 (-65.7%)$424,710 (+15.99%) Land $40,400 Building $384,310$424,710 (+15.99%) Land $40,400 Building $384,310
2023$5,773.00 (-0.41%)$366,160 (+4.99%) Land $32,400 Building $333,760$366,160 (+4.99%) Land $32,400 Building $333,760
2022$5,797.00$348,760 Land $45,360 Building $303,400$348,760 Land $45,360 Building $303,400

Flood & Wildfire

403 E Lakeshore Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Llano County (48299C), updated April 17, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 6th in Texas
Wildfire LikelihoodLow — about 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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