403 E Grove St, Champaign, IL 61820 Property Records

Champaign County property record for 403 E Grove St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,430 sqft · built 1935
Lot Size0.203 acres (8,847 sqft)
OwnerIndividual Name on File
Tax Bill$1,163 (2024)
Deeds & MortgagesMar 2023 Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-21-07-176-003

Property Details

APN / Parcel Number

Primary APN46-21-07-176-003

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,430 sqft Building Perimeter
1st Floor Area1,430 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialStucco
Roof MaterialOther
Lot Area8,847 sqft (0.203 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address403 E GROVE ST
CityCHAMPAIGN
StateIL
Zip61820-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 7 SEMINARY ADD
Legal Range09E
Legal Township19N
Legal Section07
Legal SubdivisionSEMINARY ADD AND OTHER LAND
Legal Block7
Legal Lot Number5
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1020
Census Tract200

Owner

Source: Champaign County records · APN 46-21-07-176-003

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 E GROVE ST, CHAMPAIGN, IL 61820-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage
CITY OF CHAMPAIGAN
Jul 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Jul 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address403 E GROVE ST, CHAMPAIGN, IL 61820-3236
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003704
DateMar 28, 2023
Instrument2023R03704
Lender
NameCITY OF CHAMPAIGAN
TypeGovernment Agency
AddressCHAMPAIGN, IL 61820
Agreement
AmountAmount Recorded
Term57 Months
DueDec 12, 2027

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address403 E GROVE ST, CHAMPAIGN, IL 61820-3236
Document Number0000018880
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedNov 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E GROVE ST CHAMPAIGN IL 618203236, CHAMPAIGN, IL 61820-3236

Mortgage

Document Number0000018880
DateNov 01, 2018
Instrument18880
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address403 E GROVE ST, CHAMPAIGN, IL 61820-3236
Document Number0000007918
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedJun 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E GROVE ST CHAMPAIGN IL 618203236, CHAMPAIGN, IL 61820-3236

Mortgage

Document Number0000007918
DateMay 30, 2019
Instrument7918
Lender
NameMISCELLANEOUS GOVT AGCY
Address102 N NEIL ST, CHAMPAIGN, IL 61820-4018
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,470 (+33.52%) Land $2,880 Building $18,590$64,410 (+33.52%) Land $8,640 Building $55,770
2024$1,163.00 (+25.59%)
2022$926.00 Homeowner's exemption$16,080 Land $2,160 Building $13,920$48,240 Land $6,480 Building $41,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Pavlov Media.

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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