403 E Grove St, Bancroft, IA 50517 Property Records

Kossuth County property record for 403 E Grove St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,392 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$546 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-24-258-010`

Property Details

APN / Parcel Number

Primary APN	`10-24-258-010`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Basement Area	158 sqft
Unfinished Basement	158 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 E GROVE ST
City	BANCROFT
State	IA
Zip	50517-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & W 1/2 LOT 13 BLK 16 WESTERN
Legal Subdivision	COS 1ST ADD
Legal Block	16
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2021
Census Tract	950300

Owner

Source: Kossuth County assessment roll, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 E GROVE ST, BANCROFT, IA 50517-8111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Oct 31, 2022
Property Address	403 E GROVE ST, BANCROFT, IA 50517-8111
Document Number	02022/3255
Book / Page	2022 / 3255
Instrument Date	Oct 31, 2022
Instrument	2022 3255
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E GROVE ST, BANCROFT, IA 50517-8111

Mortgage

Document Number	02022/3256
Date	Oct 31, 2022
Book Page	2022/3256
Instrument	2022 3256

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 Homeowner's exemption	$41,658 (-4.28%) Land $9,750 Building $31,908
2024	$546.00 (+35.15%)
2023		$43,522 Land $9,750 Building $33,772	$43,522 (+4.47%) Land $9,750 Building $33,772
2021	$404.00		$41,658 Land $9,750 Building $31,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband.

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