403 E Front St, Bloomington, IL 61701 Property Records

McLean County property record for 403 E Front St, Bloomington, IL 61701 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1900
Square Footage8,800 sqft Gross Area
Lot Size9,103 sqft (0.209 acres)
GarageBasement
Last Sale$410,000 (2023)
Tax Bill$8,258.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-04-415-003

Interior

Units2 Units
Building Area8,800 sqft Gross Area
1st Floor3,920 sqft 1st Floor
Basement Area3,920 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area9,103 sqft (0.209 acres)
Depth X Width115 ft x 80 ft Depth x Width
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemA/C Chilled Water Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address403 E FRONT ST
CityBLOOMINGTON
StateIL
Zip61701-5309
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionEVANS 2ND ADD E20 LOT 6 & ALL OT 5 BLK 7
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionEVANS 2ND ADD
Legal Block7
Legal Lot Number6
JurisdictionMCLEAN IL
Minor Civil DivisionBLOOMINGTON CITY
Census Blockgroup2
Census Block2025
Census Tract1600

Owner

Source: McLean County records · APN 21-04-415-003

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 648, BLOOMINGTON, IL 61702-0648
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Warranty Deed, Transfer · Commercial Mortgage
CITIZENS EQUITY FIRST CU
Apr 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
MARINE BANK SPRINGFIELD
May 27, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS EQUITY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleApr 14, 2016 · Amount on Record
Deed Doc Number202317142
Record RefreshedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateDec 14, 2023
Property Address403 E FRONT ST, BLOOMINGTON, IL 61701-5309
Document Number202300017142
Instrument DateDec 12, 2023
Instrument2023-00017142
Transaction TypeTransfer
Record UpdatedDec 22, 2023
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 648, BLOOMINGTON, IL 61702-0648

Mortgage

Document Number202300017143
DateDec 14, 2023
Instrument2023-00017143
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2034
Interest
Rate TypeAdjustable Rate
Rate6.5%
Min Rate At Change6.5%
Max Rate9.5%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address403 E FRONT ST, BLOOMINGTON, IL 61701-5309
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700006543
DateApr 17, 2017
Instrument2017-00006543
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address403 E FRONT ST, BLOOMINGTON, IL 61701-5309
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200009737
DateMay 27, 2022
Instrument2022-00009737
Lender
NameCITIZENS EQUITY FCU
TypeCredit Union
Address51615
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$110,932 (+14.23%) Land $20,616 Building $90,316$332,796 (+14.23%) Land $61,848 Building $270,948
2024$8,258.00 (+1.75%)
2023$8,116.00 (+9%)$97,111 (+10.83%) Land $18,047 Building $79,064$291,333 (+10.83%) Land $54,141 Building $237,192
2022$7,446.00$87,621 Land $16,283 Building $71,338$262,863 Land $48,849 Building $214,014

Flood & Wildfire

403 E Front St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Front St

Nearby Streets

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