Spokane County property record for 403 E Ermina Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1908 |
| Lot Size | 0.136 acres (5,914 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (May 2026) |
| Tax Bill | $2,568 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35083.0609 |
| Primary APN | 35083.0609 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 684 sqft |
| Upper Floors Area | 684 sqft |
| Basement Area | 144 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,914 sqft (0.136 acres) |
| Lot Dimensions | 92 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 403 E ERMINA AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS HEATHS SUB S92FT OF L8;S92FT OF W1/2 L9 B6 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | HEATHS HEATHS SUB |
| Legal Block | 6 |
| Legal Lot Number | 8,9 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2501 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Oct 22, 2021 | Contract Sale, Transfer · Land Contract SVENJA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on Record |
| Deed Sale | May 7, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2021 · Amount on Record |
| Deed Document Number | 20267487433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 7, 2026 |
| Property Address | 403 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0007487433 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.7487433 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $493,385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0007487434, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026.7487434 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 22, 2021 |
| Property Address | 403 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0007141215 |
| Map Reference | VOL D PG 60 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 7141215 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,437.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12423 E BROADWAY AVE, 12423, SPOKANE VALLEY, WA 99216-0951 |
| Name | Verified Name |
|---|
| Date | Oct 22, 2021 |
|---|
| Name | SVENJA LLC |
|---|---|
| Type | Seller |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,568.00 (+3.13%) | $250,800 (+0.2%) Land $80,000 Building $170,800 | $250,800 (+0.2%) Land $80,000 Building $170,800 |
| 2025 | $2,490.00 (-0.6%) | $250,300 (-3.06%) Land $75,000 Building $175,300 | $250,300 (-3.06%) Land $75,000 Building $175,300 |
| 2024 | $2,505.00 (-0.95%) | $258,200 (+44.25%) Land $65,000 Building $193,200 | $258,200 (+44.25%) Land $65,000 Building $193,200 |
| 2023 | $2,529.00 (+20.49%) | $179,000 Land $45,000 Building $134,000 | $179,000 Land $45,000 Building $134,000 |
| 2022 | $2,099.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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