403 E el Caminito Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 403 E el Caminito Dr, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft · built 1969
Lot Size	0.182 acres (7,908 sqft)
Owner	Individual Name on File
Tax Bill	$2,346 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`160-47-158`

Property Details

APN / Parcel Number

Primary APN	`160-47-158`
Alternative APN	`160471584`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,086 sqft
2nd Floor Area	504 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,908 sqft (0.182 acres)
Parking Spaces	1 Parking Space
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 E EL CAMINITO DR
City	PHOENIX
State	AZ
Zip	85020-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TERRY TERRACE RE-AMENDED LOTS 14-22 MCR 99/16
Legal Range	3E
Legal Township	3N
Legal Section	32
Legal Subdivision	TERRY TERRACE RE-AMENDED LOTS 14-22
Legal Lot Number	16
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	105300

Owner

403 E el Caminito Dr is owned and occupied by an individual who acquired it in September 2021.

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 16, 2021	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage GLOBAL EQUITY FINANCE INC
Jul 2, 2019	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN
Oct 16, 2018	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2021
Transfer Doc	0001001902
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2026
Property Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509
Document Number	0000262691
Instrument Date	Apr 24, 2026
Instrument	2026262691
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509

Mortgage

Document Number	0000262691,
Date	May 1, 2026
Instrument	2026262691

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 1, 2053

Interest

Rate	6.38%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509

Mortgage

Document Number	0000568319
Date	Nov 1, 2023
Instrument	20230568319

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MARICOPA AZ
Recording Date	Sep 16, 2021
Property Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509
Document Number	0001001902
Map Reference	MB 99 PG 16
Instrument Date	Aug 26, 2021
Instrument	20211001902
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509

Mortgage

Document Number	0001001903
Date	Sep 16, 2021
Instrument	20211001903

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509
Document Number	0000519602
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 E EL CAMINITO DR PHOENIX AZ 850203509, PHOENIX, AZ 85020-3509

Mortgage

Document Number	0000519602
Date	Jul 10, 2019
Instrument	519602

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	403 E EL CAMINITO DR, PHOENIX, AZ 85020-3509
Document Number	0000790378
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 E EL CAMINITO DR PHOENIX AZ 850203509, PHOENIX, AZ 85020-3509

Mortgage

Document Number	0000790378
Date	Oct 23, 2018
Instrument	790378

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92117

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 E el Caminito Dr was $2,346.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,710 (+117.11%)	$457,100 (+6.43%) Land $91,400 Building $365,700
2025	$2,346.00	$21,054 (-53.27%)	$429,500 (-4.66%) Land $85,900 Building $343,600
2024		$45,050	$450,500 Land $90,100 Building $360,400
2023	$2,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 E el Caminito Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 E el Caminito Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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