403 E East St, Raymond, IL 62560 Property Records

Montgomery County property record for 403 E East St, Raymond, IL 62560

Property Summary

Property Type	Single Family Home
Details	2,082 sqft · built 1961
Lot Size	0.444 acres (19,363 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Mar 2015 Mortgage Apr 2026 Mortgage + 2 more
APN	`06-07-484-014`

Property Details

APN / Parcel Number

Primary APN	`06-07-484-014`
Alternative APN	`13-000-824-00`

Interior

Building Area	2,082 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	19,363 sqft (0.444 acres)

Location & Zoning

Street Address	403 E EAST ST
City	RAYMOND
State	IL
Zip	62560-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 JOHNSONS SUB DIV 10-4-824 S T00 R
Legal Subdivision	JOHNSONS SUB DIV
Legal Lot Number	1
Jurisdiction	MONTGOMERY IL
Township / Civil Division	RAYMOND
Census Block Group	4
Census Block	4063
Census Tract	957500

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E EAST ST, RAYMOND, IL 62560-4925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK STAUNTON
Apr 8, 2026	Quit Claim Deed, Transfer · VA Mortgage SCOTT CREDIT UNION
Jan 27, 2025	Corporation Deed, Transfer · Conventional Mortgage SCOTT CU
Apr 5, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026
Deed Sale	Apr 8, 2026
Prior Sale	Jan 27, 2025 · Amount on Record
Deed Document Number	20261004
Prior Transfer Date	Apr 2, 2026
Prior Transfer Doc	0202601004
Record Updated	Sep 20, 2026

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	403 E EAST ST, RAYMOND, IL 62560-4925
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201500862
Date	Mar 12, 2015
Instrument	201500862

Lender

Name	FIRST NATIONAL BANK STAUNTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.45%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Apr 8, 2026
Property Address	403 E EAST ST, RAYMOND, IL 62560-4925
Document Number	0202601004
Instrument Date	Apr 2, 2026
Instrument	20261004
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 E EAST ST, RAYMOND, IL 62560-4925

Mortgage

Date	Apr 8, 2026

Lender

Name	SCOTT CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jan 27, 2025
Property Address	403 E EAST ST, RAYMOND, IL 62560-4925
Document Number	0202500204
Map Reference	DOC 215909
Instrument Date	Jan 24, 2025
Instrument	202500204
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SPEARS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E EAST ST, RAYMOND, IL 62560-4925

Mortgage

Document Number	0202500205
Date	Jan 27, 2025
Instrument	202500205

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	5.13%
Max Rate At Change	9.13%
Index	Other
Margin	3
Max Rate	12.1%

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Apr 5, 2024
Property Address	403 E EAST ST, RAYMOND, IL 62560-4925
Document Number	0202400987
Map Reference	DOC 215909
Instrument Date	Apr 1, 2024
Instrument	202400987
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 FOX MANOR CT, STAUNTON, IL 62088-1088

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Raymond Township
Municipality	Raymond Village
Unified School District	Panhandle Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (+5.37%)	$48,580 (+6.91%) Land $3,770 Building $44,810	$145,740 (+6.91%) Land $11,310 Building $134,430
2024	$3,595.00 (+9.2%)	$45,440 (+14.17%) Land $3,530 Building $41,910	$136,320 (+14.17%) Land $10,590 Building $125,730
2022	$3,292.00	$39,800 Land $3,090 Building $36,710	$119,400 Land $9,270 Building $110,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMOND serves 974 people · EPA ID IL1350550
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Fidium Fiber DSL	500 / 75

May also be available: Nextlink.

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