Winnebago County property record for 403 E Cunningham St, Winnebago, IL 61088 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,778 sqft Living Area |
| Lot Size | 18,000 sqft (0.413 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $116,000 (2001) |
| Tax Bill | $4,916.00 (2025) |
| Primary APN | 520B003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 3,119 sqft Gross Area |
| 1st Floor | 1,778 sqft 1st Floor |
| Basement Area | 1,341 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 18,000 sqft (0.413 acres) |
| Depth X Width | 150 ft x 120 ft Depth x Width |
| Garage Area | 573 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 350 sqft Shed |
| Deck Area | 100 sqft Deck |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 520B003 |
|---|---|
| Street Address | 403 E CUNNINGHAM ST |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GLAWE ADDN BNG PT NW 1/4 SEC 16-26-11LOT 003 |
| Legal Range | 11 |
| Legal Township | 26 |
| Legal Section | 16 |
| Legal Subdivision | GLAWE ADDN |
| Legal Lot Number | 3 |
| Jurisdiction | WINNEBAGO IL |
| Minor Civil Division | WINNEBAGO |
| Census Blockgroup | 2 |
| Census Block | 2061 |
| Census Tract | 4200 |
Source: Winnebago County records · APN 520B003
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 E CUNNINGHAM ST, WINNEBAGO, IL 61088-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2001 · Amount on Record |
| Deed Sale | Mar 08, 2001 · Amount on Record |
| Deed Doc Number | 2001220786 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 403 E CUNNINGHAM ST, WINNEBAGO, IL 61088-9721 |
| Document Number | 0001023952 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 403 E CUNNINGHAM ST WINNEBAGO IL 610889721, WINNEBAGO, IL 61088-9721 |
| Document Number | 0001023952 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 1023952 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2038 |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Winnebago Township |
| Municipality | Winnebago Village |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,916.00 | $65,428 (+31.49%) Land $14,022 Building $51,406 | $196,284 (+31.49%) Land $42,066 Building $154,218 |
| 2022 | Homeowner's exemption | $49,760 Land $10,772 Building $38,988 | $149,280 Land $32,316 Building $116,964 |
403 E Cunningham St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 30th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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