Carroll County property record for 403 E Adams St, Flora, IN 46929 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1977 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,760 (Jul 2025) |
| Tax Bill | $810 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-10-014-083.000-016 |
| Primary APN | 08-10-10-014-083.000-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00584834564 |
|---|---|
| Street Address | 403 E ADAMS ST |
| City | FLORA |
| State | IN |
| Zip | 46929-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 018-14083-00 FLORA ELIZABETH J FLORA'S 2ND LOT 14 |
| Legal Subdivision | FLORA ELIZABETH J FLORA'S 2ND |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 959800 |
Source: Carroll County records · APN 08-10-10-014-083.000-016
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIRST FUNDING |
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jul 29, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Oct 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2017 | Intrafamily Transfer, Transfer |
| Apr 13, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | Jan 28, 2016 · Amount on Record |
| Deed Document Number | 20252052 |
| Prior Transfer Date | Mar 31, 2017 |
| Prior Transfer Doc | 2017001156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jul 20, 2026 |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Number | 0000002079 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20262079 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Number | 0000002079, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20262079 |
| Name | AMERICAN FIRST FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Number | 2025003263 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025003263 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jul 29, 2025 |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Number | 2025002052 |
| Map Reference | MB 2 PG 188 |
| Instrument Date | Jul 02, 2025 |
| Instrument | 2025002052 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Name | Verified Name |
|---|---|
| Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Number | 2025002053 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 2025002053 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2020003460 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020003460 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2019003037 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019003037 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021003959 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021003959 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022001156 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 2022001156 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Apr 13, 2017 |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Number | 2017001156 |
| Map Reference | MB 2 PG 188 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2017001156 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Apr 13, 2017 |
| Property Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
| Document Number | 2017001156 |
| Map Reference | MB 2 PG 188 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2017001156 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 403 E ADAMS ST, FLORA, IN 46929-1309 |
Source: Carroll County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Monroe Township |
| Municipality | Flora Town |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 (+10.81%) Homeowner's exemption | $170,200 (+21.48%) Land $14,100 Building $156,100 | $170,200 (+21.48%) Land $14,100 Building $156,100 |
| 2024 | $731.00 (-28.54%) | ||
| 2023 | $140,100 (+3.32%) Land $10,200 Building $129,900 | $140,100 (+3.32%) Land $10,200 Building $129,900 | |
| 2022 | $1,023.00 | $135,600 Land $10,200 Building $125,400 | $135,600 Land $10,200 Building $125,400 |
Source: FEMA National Flood Hazard Layer, Carroll County (18015C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180159598002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1983–2008) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2008, river or lake flooding |
| Wildfire Risk | Low above 6% of the US · above 41% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Mulberry Cooperative Telephone Co. | Fiber | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| On-Ramp Indiana | Fixed Wireless (licensed-by-rule) | 200 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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