403 E 7th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 403 E 7th St, Royal Oak, MI 48067 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,044 sqft · built 1924
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Dec 2021)
Tax Bill	$13,087 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-22-156-017`

Property Details

APN / Parcel Number

Primary APN	`72-25-22-156-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,044 sqft Living Area
1st Floor Area	1,745 sqft
Basement Area	1,367 sqft
Finished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	403 E 7TH ST
City	ROYAL OAK
State	MI
Zip	48067-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 22 KAYSER'S ADD LOT 30, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	22
Legal Subdivision	KAYSERS ADD
Legal Lot Number	30
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1024
Census Tract	184400

Owner

Source: Oakland County records · APN 72-25-22-156-017

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 E 7TH ST, ROYAL OAK, MI 48067-2764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 28, 2023	Warranty Deed, Subdivision Related Transfer
Dec 20, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Feb 02, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Aug 16, 1999
Deed Document Number	2021278195
Deed Book / Page	57202 / 39
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000027469
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	403 E 7TH ST, ROYAL OAK, MI 48067-2764
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E 7TH ST, ROYAL OAK, MI 48067-2764

Mortgage

Document Number	20260017219
Date	Feb 09, 2026
Book Page	60935/329
Instrument	20260017219

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COVINGTON, KY 41012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 30, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	403 E 7TH ST, ROYAL OAK, MI 48067-2764
Transaction Type	Mortgage
Record Updated	Jul 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4332 BRIGHTON LN, WEST CHESTER, OH 45069-9212

Mortgage

Document Number	0000067880
Date	Jun 23, 2023
Book Page	58687/423
Instrument	67880

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CINCINNATI, OH 45219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 28, 2023
Property Address	403 E 7TH ST, ROYAL OAK, MI 48067-2764
Document Number	0000069842
Book / Page	58698 / 762
Map Reference	LB 7 PG 10
Instrument Date	Jun 16, 2023
Instrument	69842
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4852 LEAFDALE BLVD, ROYAL OAK, MI 48073-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E SPRING ST, OXFORD, OH 45056-1855

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 20, 2021
Property Address	403 E 7TH ST, ROYAL OAK, MI 48067-2764
Document Number	0000278195
Book / Page	57202 / 39
Map Reference	LB 7 PG 10
Instrument Date	Nov 19, 2021
Instrument	278195
Transaction Type	Transfer
Record Updated	Mar 08, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2725 N MAIN ST, 2725, ROYAL OAK, MI 48073-3414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4852 LEAFDALE BLVD, ROYAL OAK, MI 48073-1009
Investor	Possibly a Property Investor

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 02, 2021
Property Address	403 E 7TH ST, ROYAL OAK, MI 48067-2764
Document Number	0000027469
Book / Page	55613 / 806
Map Reference	LB 7 PG 10
Instrument Date	Jan 25, 2021
Instrument	27469
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 N MAIN ST, ROYAL OAK, MI 48073-3414

Mortgage

Document Number	0055613807
Date	Feb 02, 2021
Instrument	55613/807

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,087.00 (-22.14%) Homeowner's exemption	$475,230 (+429.86%)	$950,460 (+429.86%)
2024	$16,809.00 (+197.93%)
2022	$5,642.00
2018		$89,690	$179,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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