403 E 2nd St, Oakland, NE 68045 Property Records

Burt County property record for 403 E 2nd St, Oakland, NE 68045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,595 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jan 2024)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112814800`

Property Details

APN / Parcel Number

Primary APN	`112814800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,595 sqft Living Area
Basement Area	912 sqft

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	403 E 2ND ST
City	OAKLAND
State	NE
Zip	68045-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	E50'L9-10 BLK6 BREWSTERS ADD OAKLAND; MAP NUMBER: 1797-00-0-40075-006-4800
Legal Subdivision	BREWSTER ADD
Legal Block	6
Jurisdiction	BURT NE
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2072
Census Tract	963200

Owner

Source: Burt County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E 2ND ST, OAKLAND, NE 68045-1348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON COUNTY BANK
Feb 2, 2023	Warranty Deed, Transfer MIDWEST AREA TITLE INC, MIDWEST TITLE INC
Aug 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	2024-00050
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jan 18, 2024
Property Address	403 E 2ND ST, OAKLAND, NE 68045-1348
Document Number	0202400050
Instrument Date	Dec 19, 2023
Instrument	2024-00050
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2855 COUNTY ROAD B, HERMAN, NE 68029-4022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E 2ND ST, OAKLAND, NE 68045-1348

Mortgage

Document Number	0202400051
Date	Jan 18, 2024
Instrument	2024-00051

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	403 E 2ND ST, OAKLAND, NE 68045-1348
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 COUNTY ROAD B, HERMAN, NE 68029-4022

Mortgage

Document Number	0MTG245/85
Date	Mar 23, 2023
Book Page	MTG245/85

Lender

Name	WASHINGTON COUNTY BANK
Type	Bank
Address	BLAIR, NE 68008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Feb 2, 2023
Property Address	403 E 2ND ST, OAKLAND, NE 68045-1348
Document Number	DEED096/164
Book / Page	DEED096 / 164
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Tax	$123.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Aug 11, 2021
Property Address	403 E 2ND ST, OAKLAND, NE 68045-1348
Document Number	DEED094/301
Book / Page	DEED094 / 301
Instrument Date	Aug 6, 2021
Instrument	2021-66904
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Burt County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
Municipality	Oakland City
Unified School District	Oakland Craig Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00 (+47.51%)	$111,963 (+96.35%) Land $11,000 Building $100,963	$111,963 (+96.35%) Land $11,000 Building $100,963
2023	$1,126.00	$57,022 Land $8,800 Building $48,222	$57,022 Land $8,800 Building $48,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKLAND serves 1,300 people · EPA ID NE3102101
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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