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403 E 1st St, Wellston, OH 45692 Property Records

Jackson County property record for 403 E 1st St, Wellston, OH 45692

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,098 sqft · built 1900
Lot Size0.083 acres (3,598 sqft)
OwnerIndividual Name on Record
Last Sale$149,000 (Dec 2023)
Tax Bill$2,305 (2025)
Deeds & MortgagesSep 2026 Mortgage
Apr 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNM240120010300

Property Details

APN / Parcel Number

Primary APNM240120010300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area644 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2022
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area3,598 sqft (0.083 acres)
Lot Depth60 ft Depth
Garage TypeMixed
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area412 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address403 E 1ST ST
CityWELLSTON
StateOH
Zip45692-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL LOT #666
Legal SubdivisionORIGINAL TOWN OF WELLSTON
JurisdictionJACKSON OH
Township / Civil DivisionWELLSTON
Census Block Group2
Census Block2015
Census Tract957200

Owner

Source: Jackson County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 E 1ST ST, WELLSTON, OH 45692-1505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Apr 11, 2024Deed of Trust, Mortgage · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Dec 18, 2023Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Mar 4, 2022Warranty Deed, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Jun 30, 2021Re-recorded Document
Oct 11, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Prior SaleMar 4, 2022 · Amount on Record
Deed Document Number20233682
Deed Book / Page176 / 2289
Prior Transfer DateJul 1, 2019
Prior Transfer Doc156/2778
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Recording DateSep 23, 2026
Property Address403 E 1ST ST, WELLSTON, OH 45692-1505
Document Number0000003387
Book / Page199 / 540
Instrument DateSep 10, 2026
Instrument20263387
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E 1ST ST, WELLSTON, OH 45692-1505

Mortgage

Document Number0000003387,
DateSep 23, 2026
Book Page199/540
Instrument20263387
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueJan 1, 2054
Interest
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address403 E 1ST ST, WELLSTON, OH 45692-1505
Transaction TypeMortgage
Record UpdatedMay 6, 2024
Title CompanyNORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00178/1861
DateApr 11, 2024
Book Page178/1861
Instrument202400991
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueJan 1, 2054

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateDec 18, 2023
Property Address403 E 1ST ST, WELLSTON, OH 45692-1505
Document Number00176/2289
Book / Page176 / 2289
Instrument DateDec 15, 2023
Instrument202303682
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address403 E 1ST ST, WELLSTON, OH 45692-1505

Mortgage

Document Number0202303686
DateDec 18, 2023
Instrument202303686
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateMar 4, 2022
Property Address403 E 1ST ST, WELLSTON, OH 45692-1505
Document Number00162/2467
Book / Page162 / 2467
Instrument DateMar 2, 2022
Instrument202200005349
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address122 N ILLINOIS AVE, WELLSTON, OH 45692-1140

June 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionJACKSON OH
Recording DateJun 30, 2021
Property Address403 E 1ST ST, WELLSTON, OH 45692-1505
Document Number156/2778
Book / Page156 / 2778
Map ReferenceVOL 134 PG 2676
Instrument DateJul 1, 2019
Instrument202100002269
Record UpdatedJul 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1463 S OHIO AVE, WELLSTON, OH 45692-2317

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OH
Recording DateOct 11, 2018
Property Address403 E 1ST ST, WELLSTON, OH 45692-1505
Document Number00134/2675
Book / Page134 / 2675
Instrument DateOct 8, 2018
Instrument201800003209
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 1ST ST, WELLSTON, OH 45692-1505

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
MunicipalityWellston City
Unified School DistrictWellston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,305.00 (+20.81%)$48,750 (+20.85%) Land $3,170 Building $45,580$139,300 (+20.88%) Land $9,070 Building $130,230
2023$1,908.00 (+1,603.57%)$40,340 (+1,594.96%) Land $1,590 Building $38,750
2022$112.00$2,380 Land $1,360 Building $1,020
2020$115,240 Land $4,540 Building $110,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWELLSTON CITY PWS
serves 5,846 people · EPA ID OH4001912
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
altafiber Network Solutions
Fixed Wireless		100 / 20

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