403 E 1st St, Sanborn, IA 51248 Property Records

O'Brien County property record for 403 E 1st St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,027 sqft · built 1955
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on File
Tax Bill	$840 (2025)
Deeds & Mortgages	Apr 2008 Line of Credit Aug 2009 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0029370000`

Property Details

APN / Parcel Number

Primary APN	`0029370000`
Alternative APN	`0000293700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,027 sqft Living Area
1st Floor Area	1,027 sqft
Basement Area	514 sqft
Unfinished Basement	514 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	340 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 E 1ST ST
City	SANBORN
State	IA
Zip	51248-7483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-97-41 AUD SUBD N 1/2 LOT 8
Legal Range	41W
Legal Township	97N
Legal Section	35
Legal Subdivision	AUD SUBD
Legal Lot Number	8
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3037
Census Tract	490200

Owner

403 E 1st St is owned by a company that acquired it in August 2009.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	309 E 1ST ST, SANBORN, IA 51248-7487
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2008	Deed of Trust, Mortgage · Line of Credit SANBORN SAVINGS BANK
Aug 31, 2009	Legal Action/Court Order, Foreclosure · Line of Credit SANBORN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009
Deed Sale	Aug 31, 2009
Deed Document Number	20092489
Record Updated	Oct 29, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	403 E 1ST ST, SANBORN, IA 51248-7483
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200801137
Date	Apr 14, 2008
Instrument	2008-01137

Lender

Name	SANBORN SAVINGS BANK
Address	SANBORN, IA 51248

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2009: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	O'BRIEN IA
Recording Date	Aug 31, 2009
Property Address	403 E 1ST ST, SANBORN, IA 51248-7483
Document Number	0200902489
Instrument Date	Aug 14, 2009
Instrument	2009-02489
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E 1ST ST, SANBORN, IA 51248-7483

Mortgage

Document Number	0200902490
Date	Aug 31, 2009
Instrument	2009-02490

Lender

Name	SANBORN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 403 E 1st St was $840, down 0.9% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$840.00 (-0.94%)	$62,840 Land $15,300 Building $47,540	$62,840 Land $15,300 Building $47,540
2024	$848.00
2023		$59,390 (+9.11%) Land $15,300 Building $44,090	$59,390 Land $15,300 Building $44,090
2022	$914.00	$54,430 Land $10,200 Building $44,230
2021			$54,430 Land $10,200 Building $44,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 E 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 E 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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