403 Duster Ln, Richlands, NC 28574 Property Records

Onslow County property record for 403 Duster Ln, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,417 sqft · built 2021
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2022)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35C-70`

Property Details

APN / Parcel Number

Primary APN	`35C-70`
Alternative APNs	`489610000` `483067000` `489610001` `161362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	489610001
Street Address	403 DUSTER LN
City	RICHLANDS
State	NC
Zip	28574-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L87 S3 TURKEY RIDGE
Legal Subdivision	TURKEY RIDGE SEC III
Legal Lot Number	87
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1008
Census Tract	204

Owner

Source: Onslow County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 DUSTER LN, RICHLANDS, NC 28574-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP
Mar 1, 2022	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Jun 4, 2021	Warranty Deed, Transfer
Jun 4, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Book / Page	5849 / 717
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 5, 2022
Property Address	403 DUSTER LN, RICHLANDS, NC 28574-4501
Document Number	0058490717
Book / Page	5849 / 717
Map Reference	MB 72 PG 49&49A
Instrument Date	Sep 25, 2022
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14911 WESTGATE DR, FONTANA, CA 92336-0894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DUSTER LN, RICHLANDS, NC 28574-4501

Mortgage

Document Number	0005849720
Date	Oct 5, 2022
Instrument	5849-720

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 1, 2022
Property Address	403 DUSTER LN, RICHLANDS, NC 28574-4501
Document Number	0056960414
Book / Page	5696 / 414
Map Reference	MB 72 PG 49-49A
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$461.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 DUSTER LN, RICHLANDS, NC 28574-4501

Mortgage

Document Number	0005696417
Date	Mar 1, 2022
Instrument	5696/417

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 4, 2021
Property Address	403 DUSTER LN, RICHLANDS, NC 28574-4501
Document Number	0054810148
Book / Page	5481 / 148
Instrument Date	May 11, 2021
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 GARNET LN, JACKSONVILLE, NC 28546-8801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 CENTER ST, JACKSONVILLE, NC 28546-5707

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 4, 2021
Property Address	403 DUSTER LN, RICHLANDS, NC 28574-4501
Document Number	0054810151
Book / Page	5481 / 151
Instrument Date	May 11, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 CENTER ST, JACKSONVILLE, NC 28546-5707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 DUSTER LN, RICHLANDS, NC 28574-4501

Mortgage

Document Number	0005481154
Date	Jun 4, 2021
Instrument	5481/154

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00	$196,380 (-) Land $30,000 Building $166,380	$196,380 (-) Land $30,000 Building $166,380
2023	$1,286.00	$196,380 Land $30,000 Building $166,380	$196,380 Land $30,000 Building $166,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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