Johnston County property record for 403 Durham St, Clayton, NC 27520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,313 sqft · built 1992 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $177,000 (Aug 2022) |
| Tax Bill | $2,438 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05005067N |
| Primary APN | 05005067N |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,313 sqft Living Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 1,313 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2000252582 |
|---|---|
| Street Address | 403 DURHAM ST |
| City | CLAYTON |
| State | NC |
| Zip | 27520-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 3 34/245 |
| Legal Subdivision | MILLARD |
| Legal Lot Number | 3 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41001 |
403 Durham St is owned by a company that bought it in August 2022.
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1233 20TH ST NW, 630, WASHINGTON, DC 20036-2682 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Jul 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Aug 5, 2022 | Warranty Deed, Transfer |
| Aug 5, 2022 | Warranty Deed, Transfer |
| Feb 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Feb 4, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on File |
| Deed Sale | Aug 5, 2022 · Amount on File |
| Prior Sale | Aug 5, 2022 · Amount on File |
| Deed Document Number | 2022822047 |
| Deed Book / Page | 6316 / 978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000029245 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 6543/479 |
| Instrument | 2023029245 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Sep 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1233 20TH ST NW 630, 630, WASHINGTON, DC 20036-2682 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021798 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 6505/848 |
| Instrument | 2023021798 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | PALM BAY, FL 32905 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 7, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 5, 2022 |
| Property Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Document Number | 0000822047 |
| Book / Page | 6316 / 978 |
| Map Reference | MB 34 PG 245 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022822047 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $354.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2965 SKYLARK PL, 2965, GAINESVILLE, GA 30506-1825 |
| Name | Verified Name |
|---|---|
| Address | 1233 20TH ST NW STE 630, 630, WASHINGTON, DC 20036-2682 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 5, 2022 |
| Property Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Document Number | 0000821994 |
| Book / Page | 6316 / 692 |
| Map Reference | MB 34 PG 245 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022821994 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 175, CLAYTON, NC 27528-0175 |
| Name | Verified Name |
|---|---|
| Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Document Number | 0000795308 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 6181/103 |
| Instrument | 2022795308 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Mar 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 403 DURHAM ST, CLAYTON, NC 27520-2921 |
| Document Number | 0000604784 |
| Instrument Date | Feb 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 403 DURHAM ST CLAYTON NC 275202921, CLAYTON, NC 27520-2921 |
| Document Number | 0000604784 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 005310/000804 |
| Instrument | 604784 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2026 property tax bill for 403 Durham St was $2,438, down 1% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Clayton Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,438.00 (-0.97%) | $243,860 (-) Land $75,000 Building $168,860 | $243,860 (-) Land $75,000 Building $168,860 |
| 2025 | $2,462.00 | $243,860 Land $75,000 Building $168,860 | $243,860 Land $75,000 Building $168,860 |
| 2023 | $1,555.00 | $120,590 Land $28,500 Building $92,090 | $120,590 Land $28,500 Building $92,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Durham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Durham St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020 |
|---|---|
| Water Source | Purchased surface water from JOHNSTON CO-WEST |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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