403 Dry Fork Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 403 Dry Fork Rd, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1980
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 2023)
Tax Bill	$1,159 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77-A-15B`

Property Details

APN / Parcel Number

Primary APN	`77-A-15B`
Alternative APN	`146013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,498 sqft
Basement Area	1,498 sqft
Unfinished Basement	1,498 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Lot Area	30,492 sqft (0.7 acres)
Garage Area	240 sqft
Patio Area	668 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	146013
Street Address	403 DRY FORK RD
City	CHILHOWIE
State	VA
Zip	24319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST RD 604 77 A 15B
Jurisdiction	SMYTH VA
Township / Civil Division	RYE VALLEY
Census Block Group	2
Census Block	2032
Census Tract	30702

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 DRY FORK RD, CHILHOWIE, VA 24319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	20232032
Deed Book / Page	1105 / 167
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Sep 15, 2023
Property Address	403 DRY FORK RD, CHILHOWIE, VA 24319-5904
Document Number	001105/167
Book / Page	1105 / 167
Instrument Date	Sep 15, 2023
Instrument	230002032
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	BLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 DRY FORK RD, CHILHOWIE, VA 24319-5904

Mortgage

Document Number	0230002033
Date	Sep 15, 2023
Instrument	230002033

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,159.00 (+46.52%)	$168,100 (-) Land $18,000 Building $150,100	$168,100 (-) Land $18,000 Building $150,100
2025	$791.00 (+26.97%)	$168,100 (+51.03%) Land $18,000 Building $150,100	$168,100 (+51.03%) Land $18,000 Building $150,100
2023	$623.00 Senior Citizen's exemption	$111,300 (-) Land $15,000 Building $96,300	$111,300 (-) Land $15,000 Building $96,300
2022	$623.00 Senior Citizen's exemption	$111,300 Land $15,000 Building $96,300	$111,300 Land $15,000 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090
Water Source	Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP
Last State Inspection	Aug 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Dry Fork Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures