403 Downing Ct, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 403 Downing Ct, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$448,000 (Feb 2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2021 Sale & Construction Loan
APN	`09-18-0-403-012`

Property Details

APN / Parcel Number

Primary APN	`09-18-0-403-012`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	403 DOWNING CT
City	BELLEVILLE
State	IL
Zip	62221-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT WINGATE PHASE 5 LOT 204 A02736294
Legal Subdivision	VILLAGES AT WINGATE
Legal Phase	5
Legal Block	403
Legal Lot Number	204
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	1
Census Block	1016
Census Tract	503908

Owner

403 Downing Ct is owned and occupied by two individuals who bought it in February 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 DOWNING CT, BELLEVILLE, IL 62221-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage THE FARMERS & MERCHANTS NATIONAL BA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	20222736294
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 11, 2022
Property Address	403 DOWNING CT, SHILOH, IL 62221-3015
Document Number	0A02736294
Map Reference	DOC A02514608
Instrument Date	Feb 10, 2022
Instrument	A02736294
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 DOWNING CT, SHILOH, IL 62221-3015

Mortgage

Document Number	0A02736296
Date	Feb 11, 2022
Instrument	A02736296

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2021
Property Address	403 DOWNING CT, SHILOH, IL 62221-3015
Document Number	0A02698508
Map Reference	DOC A02514608
Instrument Date	Mar 5, 2021
Instrument	A02698508
Transaction Type	Construction Loan
Record Updated	Aug 24, 2023
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$78.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 JEFFERSON RD, FREEBURG, IL 62243-2316
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02698509
Date	May 4, 2021
Instrument	A02698509

Lender

Name	THE FARMERS & MERCHANTS NATIONAL BA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 3, 2021

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$170,445 Land $27,762 Building $142,683	$511,335 Land $83,286 Building $428,049
2022	$138,877 Land $23,083 Building $115,794	$416,631 Land $69,249 Building $347,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 403 Downing Ct; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Downing Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN WATER OPER AND MAINTENANCE, LLC federal government · serves 6,779 people · EPA ID IL1635237
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

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