Winnebago County property record for 403 David Dr, Winnebago, IL 61088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,112 sqft · built 1985 |
| Lot Size | 103 acres (4,526,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (Jul 2007) |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 512A604 |
| Primary APN | 512A604 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 4,526,320 sqft |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 512A604 |
|---|---|
| Street Address | 403 DAVID DR |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLACKS 4TH REPLAT OF PT BLKS 61 & 76 OF CANAL TRUSTEES ADD TO TOWN OF WINNEBAGO LOT 55 |
| Legal Subdivision | WINNEBAGO |
| Legal Block | 61,76 |
| Legal Lot Number | 55 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | WINNEBAGO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 4200 |
403 David Dr is owned and occupied by two individuals who bought it in July 2007.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 DAVID DR, WINNEBAGO, IL 61088-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2007 · Amount on File |
| Deed Sale | Jul 20, 2007 · Amount on File |
| Deed Document Number | 2007749428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 403 DAVID DR, WINNEBAGO, IL 61088-9690 |
| Document Number | 0001009574 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 DAVID DR WINNEBAGO IL 610889690, WINNEBAGO, IL 61088-9690 |
| Document Number | 0001009574 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 1009574 |
| Name | FIRST NTHRN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 403 David Dr was $4,576 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Winnebago Township |
| Municipality | Winnebago Village |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,576.00 | $61,319 Land $10,332 Building $50,987 | $183,957 Land $30,996 Building $152,961 |
| 2022 | Homeowner's exemption | $46,635 Land $7,937 Building $38,698 | $139,905 Land $23,811 Building $116,094 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 David Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 David Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNEBAGO serves 2,940 people · EPA ID IL2010500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Silo Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AaroBand.
5G (outdoors only) and 4G LTE
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