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403 Crossings Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 403 Crossings Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,700 sqft · built 2024
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$344,400 (Jan 2025)
Tax Bill$6,242 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN222531366100010360

Property Details

APN / Parcel Number

Primary APN222531366100010360

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,700 sqft Heated Area
Gross Area2,258 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address403 CROSSINGS AVE
CitySAINT CLOUD
StateFL
Zip34771-8139
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCROSSINGS PH 1 PB 33 PGS 53-60 LOT 36
Legal Phase1
Legal Lot Number36
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 222531366100010360

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address474 SW 169TH TER, WESTON, FL 33326-1531
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2025 · Amount on Record
Deed SaleJan 21, 2025 · Amount on Record
Deed Document Number2025008103
Deed Book / Page6728 / 1266
Record UpdatedJun 08, 2026

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 21, 2025
Property Address403 CROSSINGS AVE, SAINT CLOUD, FL 34771-8139
Document Number0067281266
Book / Page6728 / 1266
Map ReferenceMB 33 PG 53
Instrument DateJan 16, 2025
Instrument2025008103
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,410.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 SW 169TH TER, WESTON, FL 33326-1531

Mortgage

Document Number2025008104
DateJan 21, 2025
Instrument2025008104
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,242.00$279,500 Land $45,000 Building $234,500$279,500 Land $45,000 Building $234,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 88% of the US · above 80% of Florida
Wildfire LikelihoodAbout 1 in 110 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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