403 Courthouse Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 403 Courthouse Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,754 sqft · built 1986
Lot Size6.11 acres (266,326 sqft)
OwnerIndividual Name on Record
Tax Bill$4,819 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN30 A 100

Property Details

APN / Parcel Number

Primary APN30 A 100
Alternative APN
  • 11431

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,754 sqft Living Area
Gross Area6,006 sqft
1st Floor Area1,224 sqft
Basement Area1,666 sqft
Finished Basement1,666 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2008
Exterior MaterialLogs
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area266,326 sqft (6.11 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area934 sqft
Deck Area32 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number11431
Street Address403 COURTHOUSE RD
CityPALMYRA
StateVA
Zip22963-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionDB 809-40 AC 6.114
Legal Block10
JurisdictionFLUVANNA VA
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1045
Census Tract20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 COURTHOUSE RD, PALMYRA, VA 22963-4409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 11, 2009
Transfer Doc809/040
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address403 COURTHOUSE RD, PALMYRA, VA 22963-4409
Transaction TypeMortgage
Record UpdatedSep 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1702863
DateSep 5, 2017
Instrument1702863
Lender
NameBRANCH BANKING & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$638,400 (-) Land $63,500 Building $574,900$638,400 (-) Land $63,500 Building $574,900
2025$4,819.00 (+0.65%)$638,400 (+28.3%) Land $63,500 Building $574,900$638,400 (+28.3%) Land $63,500 Building $574,900
2024$4,788.00 (+14.03%)
2023$497,600 Land $63,500 Building $434,100$497,600 Land $63,500 Building $434,100
2022$4,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Courthouse Rd

Nearby Streets

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