403 Cougar Pass, Llano, TX 78643 Property Records

Llano County property record for 403 Cougar Pass, Llano, TX 78643

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,890 sqft · built 2020
Lot Size1.06 acres (46,174 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Jan 2012)
Tax Bill$6,247 (2026)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10442-005-0037-2

Property Details

APN / Parcel Number

Primary APN10442-005-0037-2
Alternative APN
  • 53511

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Roof TypeGable
Roof MaterialMetal
Lot Area46,174 sqft (1.06 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area448 sqft
PorchSlab
Porch Area784 sqft
Patio Area100 sqft
Utility Building280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10442-005-0037-2
Street Address403 COUGAR PASS
CityLLANO
StateTX
Zip78643-2952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLAG CREEK OAKS UNIT 5 PT OF TR 37B 1.060 AC
Legal SubdivisionFLAG CREEK OAKS
Legal Tract37B
JurisdictionLLANO TX
Township / Civil DivisionLLANO SOUTH
Census Block Group3
Census Block3036
Census Tract970200

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 COUGAR PASS, LLANO, TX 78643-2952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2012 · Amount on Record
Deed SaleJan 12, 2012 · Amount on Record
Deed Document Number2012197
Deed Book / Page1534 / 1651
Prior Transfer DateJan 10, 2012
Prior Transfer Doc1534/1651
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Property Address403 COUGAR PASS, LLANO, TX 78643-2952
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2003966
DateJun 30, 2020
Instrument20-03966
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLlano County
Unified School DistrictLlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,247.00 (+611.5%)$581,780 (+55.43%) Land $13,820 Building $567,960$581,780 (+45.22%) Land $13,820 Building $567,960
2025$878.00 (-69.35%) Homeowner's exemption$374,312 (-33.11%) Land $13,820 Building $386,790$400,610 (-28.42%) Land $13,820 Building $386,790
2023$2,865.00 Homeowner's exemption$559,630 Land $20,020 Building $539,610$559,630 Land $20,020 Building $539,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims13 (1980–2024)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 49% of Texas
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

May also be available: AT&T, BEC Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cougar Pass

Nearby Streets

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