Albany County and Colonie Town property record for 403 Consaul Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,876 sqft · built 1965 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Jun 1998) |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 7.3-1-12 |
| Primary APN | 012689 7.3-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 744 sqft |
| Finished Basement | 744 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 141 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00700300010120000000 |
|---|---|
| Street Address | 403 CONSAUL RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 10 N-578 E-399 S-96-47 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 CONSAUL RD, SCHENECTADY, NY 12304-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 16, 2019 | Loan Modification, Mortgage QUICKEN LNS |
| Jul 3, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 1998 · Amount on Record |
| Deed Sale | Jun 26, 1998 · Amount on Record |
| Deed Book / Page | 2606 / 59 |
| Last Transfer Date | May 23, 2008 |
| Transfer Doc | 0029230000000447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 403 CONSAUL RD, SCHENECTADY, NY 12304-2503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 403 CONSAUL RD, SCHENECTADY, NY 12304-2503 |
| Document Number | 0000001696 |
|---|---|
| Date | Nov 28, 2025 |
| Instrument | R2025-21696 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 403 CONSAUL RD, SCHENECTADY, NY 12304-2503 |
| Document Number | 0000014618 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 403 CONSAUL RD SCHENECTADY NY 123042503, SCHENECTADY, NY 12304-2503 |
| Document Number | 0000014618 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 14618 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 403 CONSAUL RD, SCHENECTADY, NY 12304-2503 |
| Document Number | 0000014619 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 403 CONSAUL RD SCHENECTADY NY 123042503, SCHENECTADY, NY 12304-2503 |
| Document Number | 0000014619 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 14619 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 3, 2019 |
| Property Address | 403 CONSAUL RD, SCHENECTADY, NY 12304-2503 |
| Document Number | 0000013205 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 13205 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 CRESTHAVEN AVE ALBANY NY 122053804, ALBANY, NY 12205-3804 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,384.00 (+25.71%) | $111,600 (-) Land $27,900 Building $83,700 | $255,400 (+16.73%) Land $63,850 Building $191,550 |
| 2023 | $111,600 (-) Land $27,900 Building $83,700 | $218,800 (+9.3%) Land $54,700 Building $164,100 | |
| 2022 | $111,600 Land $27,900 Building $83,700 | $200,179 Land $50,045 Building $150,134 | |
| 2021 | $4,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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