403 Colonial Ave, Gaffney, SC 29340 Property Records

Cherokee County property record for 403 Colonial Ave, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,216 sqft · built 1970
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$3,846 (Jan 2018)
Tax Bill	$424 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015886-23-3`

Property Details

APN / Parcel Number

Primary APN	`015886-23-3`
Alternative APNs	`0991200054000 60388489` `099-12-00-054.000` `015860223`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	294 ft deep x 4 ft wide
Porch	Slab

Location & Zoning

Street Address	403 COLONIAL AVE
City	GAFFNEY
State	SC
Zip	29340-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	403 COLONIAL AVE P/O 43-44 FM ERVIN $5L&A LANKFORD SIGNED 4% 1-22-18
Legal Subdivision	PLAT OF L MARION WOOD
Legal Tract	118
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3006
Census Tract	970502

Owner

Source: Cherokee County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 COLONIAL AVE, GAFFNEY, SC 29340-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Line of Credit FEDERAL SAVINGS AND LOANS
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FED'L SVGS & LN ASSN/A
Jan 5, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Mar 8, 2011 · Amount on Record
Deed Document Number	201880
Deed Book / Page	100 / 634
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000003883
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 14, 2026
Property Address	403 COLONIAL AVE, GAFFNEY, SC 29340-4313
Document Number	0000003883
Book / Page	200 / 2533
Instrument Date	Jul 2, 2026
Instrument	20263883
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 COLONIAL AVE, GAFFNEY, SC 29340-4313

Mortgage

Document Number	0000003884,
Date	Jul 14, 2026
Book Page	200/2537
Instrument	20263884

Lender

Name	FEDERAL SAVINGS AND LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2041

Interest

Rate	5.87%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	403 COLONIAL AVE # 43-44, 43-44, GAFFNEY, SC 29340-4313
Document Number	0001141419
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 COLONIAL AVE GAFFNEY SC 293404313, GAFFNEY, SC 29340-4313

Mortgage

Document Number	0001141419
Date	Jul 30, 2019
Book Page	000114/001419
Instrument	3699

Lender

Name	FIRST FED'L SVGS & LN ASSN/A
Type	Federal Savings Bank
Address	GAFFNEY, SC 29340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2034

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jan 5, 2018
Property Address	403 COLONIAL AVE # 43-44, 43-44, GAFFNEY, SC 29340-4313
Document Number	0001000634
Book / Page	000100 / 000634
Instrument Date	Jan 5, 2018
Instrument	80
Transaction Type	Transfer
Record Updated	Feb 22, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 COLONIAL AVE GAFFNEY SC 293404313, GAFFNEY, SC 29340-4313

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$424.00 (+10.99%) Homeowner's exemption	$2,310 (-) Land $320 Building $1,990	$57,800 (-) Land $8,000 Building $49,800
2023	$382.00	$2,310 Land $320 Building $1,990	$57,800 Land $8,000 Building $49,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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