Smith County property record for 403 College Ave E, Carthage, TN 37030
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1950 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2022) |
| Tax Bill | $372 (2019) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080054A M 01200 |
| Primary APN | 080054A M 01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 154 ft deep x 80 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 COLLEGE AVE E |
|---|---|
| City | CARTHAGE |
| State | TN |
| Zip | 37030-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | DISTRICT: 1; SUBDIVISION: FISHER ADD; BLOCK: G |
| Legal Subdivision | FISHER ADD |
| Legal Block | G |
| Legal Lot Number | 30 31 |
| Jurisdiction | SMITH TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 975100 |
403 College Ave E is owned and occupied by an individual who bought it in May 2022.
Source: Smith County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 403 COLLEGE AVE E, CARTHAGE, TN 37030-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage WILSON BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on File |
| Deed Sale | May 26, 2022 · Amount on File |
| Prior Sale | Oct 16, 2019 · Amount on File |
| Deed Document Number | 22001929 |
| Deed Book / Page | 428 / 596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | May 26, 2022 |
| Property Address | 403 COLLEGE AVE E, CARTHAGE, TN 37030-1425 |
| Document Number | 0000428596 |
| Book / Page | 428 / 596 |
| Instrument Date | May 25, 2022 |
| Instrument | 22001929 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 COLLEGE AVE E, CARTHAGE, TN 37030-1425 |
| Document Number | 0022001930 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 22001930 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Oct 16, 2019 |
| Property Address | 403 COLLEGE AVE E, CARTHAGE, TN 37030-1425 |
| Document Number | 364491 |
| Book / Page | 000364 / 000491 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 3013 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 66 ALLISON HOLLOW LN CARTHAGE TN 370302219, CARTHAGE, TN 37030-2219 |
| Document Number | 364493 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 000364/000493 |
| Instrument | 3014 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | CARTHAGE, TN 37030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 15, 2039 |
Source: Smith County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Carthage Town |
| County | Smith County |
| Unified School District | Smith County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,800 Land $3,750 Building $35,050 | ||
| 2023 | $38,800 (+13.87%) Land $3,750 Building $35,050 | ||
| 2022 | $34,075 Land $3,750 Building $30,325 | $155,200 Land $15,000 Building $140,200 | |
| 2019 | $372.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 College Ave E in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1978–2015) |
| Claims Outside the SFHA | 5 of 28 |
| Most Recent Claim | Dec 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 College Ave E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARTHAGE WATER SYSTEM serves 3,950 people · EPA ID TN0000095 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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