403 Clinchfield Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 403 Clinchfield Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,048 sqft · built 1940
Lot Size	0.123 acres (5,349 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Nov 2014)
Tax Bill	$1,016 (2024)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031C-J-013.00`

Property Details

APN / Parcel Number

Primary APN	`031C-J-013.00`
Alternative APNs	`086031C J 01300` `000007214`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	1,024 sqft
Upper Floors Area	1,024 sqft
Basement Area	338 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,349 sqft (0.123 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	387 sqft
Shed	1 Shed
Shed Area	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 CLINCHFIELD AVE
City	ERWIN
State	TN
Zip	37650-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PB 11 PG 214 LOT PT16 TENANTS IN COMMON W/RIGHTS OF SURVIVORSHIP 50X140 IRR
Legal Subdivision	CLINCHFIELD
Legal Lot Number	16
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2019
Census Tract	80400

Owner

Source: Unicoi County records · APN 031C-J-013.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 CLINCHFIELD AVE, ERWIN, TN 37650-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2014 · Amount on Record
Deed Sale	Nov 07, 2014 · Amount on Record
Prior Sale	May 05, 2010 · Amount on Record
Deed Document Number	20141928
Deed Book / Page	381 / 468
Last Transfer Date	Jul 09, 2015
Transfer Doc	0000386904
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	403 CLINCHFIELD AVE, ERWIN, TN 37650-1608
Transaction Type	Mortgage
Record Updated	Apr 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473796
Date	Sep 12, 2023
Book Page	473/796
Instrument	23001666

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,925 (-) Land $3,675 Building $35,250	$155,700 (-) Land $14,700 Building $141,000
2024	$1,016.00 (+11.04%)
2023		$38,925 (-) Land $3,675 Building $35,250
2022	$915.00	$38,925 Land $3,675 Building $35,250	$155,700 Land $14,700 Building $141,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding, T-Mobile USA.

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.