Washington County property record for 403 Clemmons St, Roper, NC 27970
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,050 sqft · built 1972 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Nov 2025) |
| Tax Bill | $392 (2026) |
| Deeds & Mortgages | Aug 2010 Mortgage Nov 2005 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7708.20-71-6758 |
| Primary APN | 7708.20-71-6758 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Base Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 13,460 sqft (0.309 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1704 |
|---|---|
| Street Address | 403 CLEMMONS ST |
| City | ROPER |
| State | NC |
| Zip | 27970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SUBDIVISION OF LANDS OF JESSIE C PEACOCK |
| Jurisdiction | WASHINGTON NC |
| Township / Civil Division | LEES MILL |
| Census Block Group | 6 |
| Census Block | 6034 |
| Census Tract | 950100 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 CLEMMONS ST, ROPER, NC 27970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 13, 2010 | Deed of Trust, Mortgage · Conventional Mortgage THE EAST CAROLINA BANK |
| Nov 7, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WEYCO CU |
| Nov 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Deed Document Number | 2025321620 |
| Deed Book / Page | 561 / 858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Property Address | 403 CLEMMONS ST, ROPER, NC 27970 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000466/833 |
|---|---|
| Date | Aug 13, 2010 |
| Book Page | 466/833 |
| Name | THE EAST CAROLINA BANK |
|---|---|
| Type | Bank |
| Address | CRESWELL, NC 27928 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 9, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Property Address | 403 CLEMMONS ST, ROPER, NC 27970 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000431/904 |
|---|---|
| Date | Nov 7, 2005 |
| Book Page | 431/904 |
| Name | WEYCO CU |
|---|---|
| Address | PLYMOUTH, NC 27962 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Recording Date | Nov 13, 2025 |
| Property Address | 403 CLEMMONS ST, ROPER, NC 27970 |
| Document Number | 000561/858 |
| Book / Page | 561 / 858 |
| Map Reference | MB 6 PG 114 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 321620 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 254 AVERY DR, MAGNOLIA, DE 19962-3270 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 CLEMMONS ST, ROPER, NC 27970 |
| Document Number | 0000321621 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 321621 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year TN |
| Max Rate | 11.7% |
Source: Washington County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Washington County |
| Municipality | Roper Town |
| Unified School District | Washington County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392.00 (-2%) | $47,100 (-) Land $5,800 Building $41,300 | |
| 2025 | $47,100 (-) Land $5,800 Building $41,300 | $47,100 (-) Land $5,800 Building $41,300 | |
| 2023 | $47,100 Land $5,800 Building $41,300 | $47,100 (-) Land $5,800 Building $41,300 | |
| 2022 | $400.00 | $47,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 28 (2003–2022) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Apr 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROPER WATER SYSTEM serves 546 people · EPA ID NC0494015 |
|---|---|
| Water Source | Purchased groundwater from WASHINGTON COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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