403 Christopher Ave, Apt 27, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 403 Christopher Ave, Apt 27, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,164 sqft · built 1974
Lot Size	0.053 acres (2,291 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2026)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01685836`

Property Details

APN / Parcel Number

Primary APN	`09-01685836`
Alternative APN	`01685836`

Interior

Full Baths	2 Baths
Units	27 Units
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,291 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01685836
Street Address	403 CHRISTOPHER AVE, 27
City	GAITHERSBURG
State	MD
Zip	20879-3541
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UNIT 27 HYDE PARK PH ASE 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	AS
Legal Block	1
Legal Unit	27
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

403 Christopher Ave, Apt 27 is owned and occupied by an individual who bought it in October 2026.

Source: Montgomery County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	403 CHRISTOPHER AVE, 27, GAITHERSBURG, MD 20879-3541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Oct 2, 2026	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Aug 23, 2004 · Amount on File
Deed Document Number	2026
Deed Book / Page	70999 / 302
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 2, 2026
Property Address	403 CHRISTOPHER AVE, 27, GAITHERSBURG, MD 20879-3541
Document Number	7099000310
Book / Page	70999 / 310
Instrument Date	Jul 15, 2026
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	10160 NIGHTINGALE ST, GAITHERSBURG, MD 20882-4021

Mortgage

Document Number	7099000310,
Date	Oct 2, 2026
Book Page	70999/310

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 2, 2026
Property Address	403 CHRISTOPHER AVE, 27, GAITHERSBURG, MD 20879-3541
Document Number	7099000302
Book / Page	70999 / 302
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	403 CHRISTOPHER AVE, 27, GAITHERSBURG, MD 20879-3541

Mortgage

Document Number	7099000310,
Date	Oct 2, 2026
Book Page	70999/310

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 403 Christopher Ave, Apt 27 was $2,665.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 (+9.32%) Land $64,500 Building $150,500	$215,000 (-) Land $64,500 Building $150,500
2025	$2,665.00	$196,667	$215,000 Land $64,500 Building $150,500
2023		$160,000 Land $48,000 Building $112,000	$160,000 Land $48,000 Building $112,000
2022	$1,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Christopher Ave, Apt 27 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 Christopher Ave, Apt 27 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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