403 Chestnut St, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 403 Chestnut St, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	2,568 sqft · built 1905
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Apr 2022)
Tax Bill	$17,227 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-00217-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`07-00217-0000-00020`
Alternative APN	`070021700020`

Interior

Stories	2 Stories
Building Area	2,568 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide

Location & Zoning

Street Address	403 CHESTNUT ST
City	KEARNY
State	NJ
Zip	07032-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	217
Legal Lot Number	20
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	1
Census Block	1000
Census Tract	13000

Owner

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 CHESTNUT ST, KEARNY, NJ 07032-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Apr 3, 1984 · Amount on Record
Deed Document Number	202210037400
Deed Book / Page	9655 / 314
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Apr 5, 2022
Property Address	403 CHESTNUT ST, KEARNY, NJ 07032-2609
Document Number	20220405010037400
Book / Page	9655 / 314
Instrument Date	Mar 27, 2022
Instrument	20220405010037400
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 ADAMS ST APT 3, 54, NEWARK, NJ 07105-2331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHESTNUT ST, KEARNY, NJ 07032-2609

Mortgage

Document Number	20220405060063290
Date	Apr 5, 2022
Book Page	20244/335
Instrument	20220405060063290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	403 CHESTNUT ST, KEARNY, NJ 07032-2609
Document Number	0060024960
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHESTNUT ST KEARNY NJ 070322609, KEARNY, NJ 07032-2609

Mortgage

Document Number	0060024960
Date	Feb 14, 2018
Book Page	019126/000007
Instrument	60024960

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,800 (-) Land $26,900 Building $131,900	$158,800 (-) Land $26,900 Building $131,900
2025	$17,227.00 (+1.34%)	$158,800 (-) Land $26,900 Building $131,900	$158,800 (-) Land $26,900 Building $131,900
2024	$17,000.00 (+1.55%)
2023		$158,800 Land $26,900 Building $131,900	$158,800 Land $26,900 Building $131,900
2022	$16,740.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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