Fayette County property record for 403 Cherry Ave, Vanderbilt, PA 15486
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1974 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,766 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-02-0004 |
| Primary APN | 40-02-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 95 sqft |
| Unfinished Basement | 95 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 173 sqft |
| Deck Area | 70 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 CHERRY AVE |
|---|---|
| City | VANDERBILT |
| State | PA |
| Zip | 15486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT R1 BSMT RG RM |
| Legal Lot Number | R1 |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | VANDERBILT |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 263300 |
Source: Fayette County records · APN 40-02-0004
Assessment roll updated May 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 701, VANDERBILT, PA 15486-0701 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit FAYETTE FEDERAL EMPLOYEES FCU |
| Aug 30, 2022 | Intrafamily Transfer, Transfer |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Jul 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2022 |
| Transfer Doc | 003525/124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 403 CHERRY AVE, VANDERBILT, PA 15486 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003569/434 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 3569/434 |
| Instrument | 202400001250 |
| Name | FAYETTE FEDERAL EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | UNIONTOWN, PA 15401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 12, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | Aug 30, 2022 |
| Property Address | 403 CHERRY AVE, VANDERBILT, PA 15486 |
| Document Number | 003525/124 |
| Book / Page | 3525 / 124 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 202200009666 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 701, VANDERBILT, PA 15486-0701 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 403 CHERRY AVE, VANDERBILT, PA 15486 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 CHERRY AVE, VANDERBILT, PA 15486 |
| Document Number | 003520/781 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 3520/781 |
| Instrument | 202200008009 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | NEW STANTON, PA 15672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 403 CHERRY AVE, VANDERBILT, PA 15486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03407/1688 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 3407/1688 |
| Instrument | 201900006758 |
| Name | COMMONWEALTH BANK |
|---|---|
| Type | Mortgage Company |
| Address | MURRYSVILLE, PA 15668 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 02, 2026 |
Source: Fayette County records · Assessment roll updated May 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| Municipality | Vanderbilt Borough |
| Unified School District | Connellsville Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,766.00 (+100.23%) | $33,065 (-) Land $3,810 Building $29,255 | |
| 2025 | $882.00 (+11.93%) | $33,065 (-) Land $3,810 Building $29,255 | |
| 2024 | $788.00 (-48.19%) | $33,065 (-) Land $3,810 Building $29,255 | |
| 2023 | $33,065 Land $3,810 Building $29,255 | ||
| 2022 | $1,521.00 | ||
| 2003 | $66,130 Land $7,620 Building $58,510 |
Source: FEMA National Flood Hazard Layer as of July 17, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1996–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 750 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 81 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH FAYETTE CNTY MUNI AUTH serves 35,409 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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