403 Charles St, Sunnyvale, CA 94086 Property Records

Santa Clara County property record for 403 Charles St, Sunnyvale, CA 94086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,397 sqft · built 1948
Lot Size	0.218 acres (9,490 sqft)
Owner	Individual Name on Record
Last Sale	$899,000 (May 2005)
Tax Bill	$14,881 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`165-13-042`

Property Details

APN / Parcel Number

Primary APN	`165-13-042`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,397 sqft Living Area
Gross Area	902 sqft
1st Floor Area	902 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,490 sqft (0.218 acres)
Lot Dimensions	130 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	403 CHARLES ST
City	SUNNYVALE
State	CA
Zip	94086-6030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	WILSON
Legal Lot Number	17
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1006
Census Tract	508601

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 CHARLES ST, SUNNYVALE, CA 94086-6030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Prior Sale	Feb 8, 2002 · Amount on Record
Deed Document Number	200518391891
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	403 CHARLES ST, SUNNYVALE, CA 94086-6030
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023801641
Date	Nov 15, 2017
Instrument	23801641

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	234 Months
Due	May 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	403 CHARLES ST, SUNNYVALE, CA 94086-6030
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHARLES ST, SUNNYVALE, CA 94086-6030

Mortgage

Document Number	0024900241
Date	Apr 1, 2021
Instrument	24900241

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,277,818 (+2%) Land $766,622 Building $511,196
2025	$14,881.00 (+4.7%) Homeowner's exemption	$1,252,764 (+4.04%) Land $751,591 Building $501,173
2023	$14,213.00 (+1.61%) Homeowner's exemption	$1,204,119 Land $722,406 Building $481,713
2022	$13,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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