403 Charles Ave, Syracuse, NY 13209 Property Records

Onondaga County and Geddes Town property record for 403 Charles Ave, Syracuse, NY 13209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,202 sqft · built 1918
Lot Size	0.112 acres (4,920 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Jun 2023)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`313201 012.-03-14.0`

Property Details

APN / Parcel Number

Primary APN	`313201 012.-03-14.0`
Alternative APN	`320101200000030140000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	828 sqft
Upper Floors Area	374 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,920 sqft (0.112 acres)
Lot Dimensions	123 ft deep x 40 ft wide
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 CHARLES AVE
City	SYRACUSE
State	NY
Zip	13209-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	GLENWOOD LT 5 1112975
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	ONONDAGA NY
Township / Civil Division	GEDDES
Census Block Group	4
Census Block	4003
Census Tract	13000

Owner

403 Charles Ave is owned and occupied by an individual who bought it in June 2023.

Source: Onondaga County and Geddes Town records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	403 CHARLES AVE, SYRACUSE, NY 13209-1703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) EMPOWER FCU
Jun 8, 2023	Deed, Transfer · Stand-Alone First Mortgage EMPOWER FCU
Jul 27, 2021	Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	403 CHARLES AVE, SYRACUSE, NY 13209-1703
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000017874
Date	Jun 8, 2023
Instrument	20230-00017874

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jun 8, 2023
Property Address	403 CHARLES AVE, SYRACUSE, NY 13209-1703
Document Number	2023000017872
Instrument Date	Apr 21, 2023
Instrument	20230-00017872
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 GRANT BLVD, SYRACUSE, NY 13208-1712

Mortgage

Document Number	2023000017873
Date	Jun 8, 2023
Instrument	20230-00017873

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	2023000017874
Date	Jun 8, 2023
Instrument	20230-00017874

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jul 27, 2021
Property Address	403 CHARLES AVE, SYRACUSE, NY 13209-1703
Document Number	2021000035223
Instrument Date	Jul 26, 2021
Instrument	20210-00035223
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4893 BEEF ST, SYRACUSE, NY 13215-8631

Mortgage

Document Number	21000035224
Date	Jul 27, 2021
Instrument	210-00035224

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 403 Charles Ave was $4,678.

Source: Onondaga County and Geddes Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Geddes Town
Municipality	Solvay Village
Unified School District	Solvay Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,678.00	$69,300 (-) Land $11,100 Building $58,200	$140,340 (+17.46%) Land $22,479 Building $117,861
2024		$69,300 (+28.1%) Land $11,100 Building $58,200	$119,483 (+38.03%) Land $19,138 Building $100,345
2023		$54,100 (+0.93%) Land $11,100 Building $43,000	$86,560 (+13.05%) Land $17,760 Building $68,800
2022		$53,600 Land $11,100 Building $42,500	$76,571 Land $15,857 Building $60,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Charles Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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