403 Chapel St, Marengo, IL 60152 Property Records

McHenry County property record for 403 Chapel St, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Apr 2017)
Tax Bill	$3,931 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-35-427-012`

Property Details

APN / Parcel Number

Primary APN	`11-35-427-012`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	403 CHAPEL ST
City	MARENGO
State	IL
Zip	60152-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0012020 PT SUBLT 1 LT 46 & PC 1RD WIDE LYING N OF ADJ MARENGO PLAT NO 6
Legal Subdivision	MARENGO PLAT NO 6
Legal Block	427
Legal Lot Number	46
Jurisdiction	MCHENRY IL
Township / Civil Division	MARENGO
Census Block Group	1
Census Block	1003
Census Tract	871004

Owner

403 Chapel St is owned and occupied by an individual who bought it in April 2017.

Source: McHenry County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	403 CHAPEL ST, MARENGO, IL 60152-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 6, 2017	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2017 · Amount on File
Deed Sale	Apr 6, 2017 · Amount on File
Prior Sale	May 15, 2000 · Amount on File
Deed Document Number	201712020
Prior Transfer Date	Nov 25, 1997
Prior Transfer Doc	0097059744
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 21, 2026
Property Address	403 CHAPEL ST, MARENGO, IL 60152-3015
Document Number	0000020784
Instrument Date	Jul 15, 2026
Instrument	202620784
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHAPEL ST, MARENGO, IL 60152-3015

Mortgage

Document Number	0000020784,
Date	Jul 21, 2026
Instrument	202620784

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 6, 2017
Property Address	403 CHAPEL ST, MARENGO, IL 60152-3015
Document Number	0000012020
Map Reference	MB02 PG11
Instrument Date	Mar 28, 2017
Instrument	2017R0012020
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	NLT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 WILLOW ST LAKE IN THE HILLS, 00000

Mortgage

Document Number	0000012021
Date	Apr 6, 2017
Instrument	2017R0012021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Marengo Township
Municipality	Marengo City
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,931.00	$59,813 Land $18,186 Building $41,627	$179,439 Land $54,558 Building $124,881
2022	Homeowner's exemption	$47,681 Land $14,497 Building $33,184	$143,043 Land $43,491 Building $99,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Chapel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Chapel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARENGO serves 7,572 people · EPA ID IL1110650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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