403 Chapel St, Grass Valley, CA 95945 Property Records

Nevada County property record for 403 Chapel St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,076 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Apr 2025)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-080-049-000`

Property Details

APN / Parcel Number

Primary APN	`029-080-049-000`
Alternative APN	`29-080-49-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Below Road/Slope
View / Lot	Average
Porch	Porch
Patio Area	1,076 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	29-080-49-000
Street Address	403 CHAPEL ST
City	GRASS VALLEY
State	CA
Zip	95945-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN 1 BLK 49 GV, 8 BLK 2 WGV
Legal Subdivision	WEST GRASS VALLEY
Legal Block	49,2
Legal Lot Number	1
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2003
Census Tract	502

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 CHAPEL ST, GRASS VALLEY, CA 95945-7112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 20, 2021	Intrafamily Transfer, Transfer
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES
Sep 22, 2020	Correction Deed PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	20255819
Prior Transfer Date	Dec 14, 2022
Prior Transfer Doc	0000024993
Record Updated	Sep 20, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 17, 2023
Property Address	403 CHAPEL ST, GRASS VALLEY, CA 95945-7112
Document Number	0000002197
Instrument Date	Jan 23, 2023
Instrument	20230002197
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 CHAPEL ST, GRASS VALLEY, CA 95945-7112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002198
Date	Feb 17, 2023
Instrument	20230002198

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jul 20, 2021
Property Address	403 CHAPEL ST, GRASS VALLEY, CA 95945-7112
Document Number	0000024381
Instrument Date	Jul 20, 2021
Instrument	20210024381
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10628 MELODY RD, BIG OAK VALLEY, CA 95977-9537

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 22, 2020
Property Address	403 CHAPEL ST, GRASS VALLEY, CA 95945-7112
Document Number	0000024527
Instrument Date	Sep 21, 2020
Instrument	20200024527
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 366, PENN VALLEY, CA 95946-0366

Mortgage

Document Number	0000024528
Date	Sep 22, 2020
Instrument	20200024528

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 22, 2020
Property Address	403 CHAPEL ST, GRASS VALLEY, CA 95945-7112
Document Number	0000024526
Instrument Date	Sep 18, 2020
Instrument	24526
Record Updated	Oct 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13777 LAVA DOME WAY NEVADA CITY CA 959599696, NEVADA CITY, CA 95959-9696

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,900 (-1.96%) Land $122,400 Building $280,500
2025	$4,480.00 (+31.61%)	$410,958 (+31.67%) Land $104,040 Building $306,918
2023	$3,404.00 (+0.92%)	$312,120 Land $93,636 Building $218,484	$349,560
2022	$3,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks.

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