403 Chadbourne Dr, Durham, NC 27703 Property Records

Durham County property record for 403 Chadbourne Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,640 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$342,000 (Mar 2026)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0851-05-2197`

Property Details

APN / Parcel Number

Primary APN	`0851-05-2197`
Alternative APNs	`0851-05-21-9776` `085101053108` `159063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,640 sqft Heated Area
1st Floor Area	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 84 ft wide
Garage Type	Attached
Porch	Porch
Porch Area	100 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	403 CHADBOURNE DR
City	DURHAM
State	NC
Zip	27703-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	GREYCLIFF/PH:01/LT#130 PL:000129-000190
Legal Subdivision	GREYCLIFF
Legal Phase	1
Legal Lot Number	130
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	6
Census Block	6005
Census Tract	1811

Owner

Source: Durham County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 CHADBOURNE DR, DURHAM, NC 27703-3667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	2026167368
Deed Book / Page	10502 / 601
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 19, 2026
Property Address	403 CHADBOURNE DR, DURHAM, NC 27703-3667
Document Number	0105020601
Book / Page	10502 / 601
Map Reference	MB OF PG 190&191
Instrument Date	Mar 17, 2026
Instrument	2026167368
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	LONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 ARROWWOOD CT, DURHAM, NC 27712-8966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHADBOURNE DR, DURHAM, NC 27703-3667

Mortgage

Document Number	2026167369
Date	Mar 19, 2026
Instrument	2026167369

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 12, 2022
Property Address	403 CHADBOURNE DR, DURHAM, NC 27703-3667
Document Number	0097990108
Book / Page	9799 / 108
Map Reference	MB 129 PG 190&191
Instrument Date	Oct 6, 2022
Instrument	2022039988
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	MARKEM TITLE COMPANY, MARKET TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3206 TRAILS END SW, 3206, DECATUR, AL 35603-1277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHADBOURNE DR, DURHAM, NC 27703-3667

Mortgage

Document Number	2022039989
Date	Oct 12, 2022
Instrument	2022039989

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 22, 2019
Property Address	403 CHADBOURNE DR, DURHAM, NC 27703-3667
Document Number	0087070821
Book / Page	8707 / 821
Map Reference	MB 129 PG 190&191
Instrument Date	Jul 22, 2019
Instrument	2019025304
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1928 PATTERSONS MILL RD, 1928, DURHAM, NC 27703-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHADBOURNE DR, DURHAM, NC 27703-3667

Mortgage

Document Number	2019025305
Date	Jul 22, 2019
Instrument	2019025305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,415.00 (+55.72%)	$344,572 (+105.77%) Land $59,438 Building $285,134	$344,572 (+105.77%) Land $59,438 Building $285,134
2023	$2,193.00 (+2.33%)	$167,457 Land $25,020 Building $142,437	$167,457 Land $25,020 Building $142,437
2022	$2,143.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chadbourne Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures