Worcester County and Milford Town property record for 403 Central St, Milford, MA 01757
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,528 sqft · built 2017 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $657,000 (Jan 2022) |
| Tax Bill | $9,439 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:54 B:000 L:5E |
| Primary APN | MILF M:54 B:000 L:5E |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Living Area |
| Gross Area | 4,652 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 403 CENTRAL ST |
|---|---|
| City | MILFORD |
| State | MA |
| Zip | 01757-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 5E |
| Jurisdiction | MILFORD MA |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 744201 |
403 Central St is owned and occupied by two individuals who bought it in January 2022.
Source: Worcester County and Milford Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 CENTRAL ST, MILFORD, MA 01757-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Jan 21, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Sep 27, 2017 | Deed of Trust, Mortgage MILFORD NATL BK & TR |
| Mar 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 19, 2017 | Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on File |
| Deed Sale | Jan 21, 2022 · Amount on File |
| Prior Sale | Dec 19, 2017 · Amount on File |
| Deed Book / Page | 66984 / 153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 403 CENTRAL ST, MILFORD, MA 01757-3739 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0065890-24 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 65890/24 |
| Instrument | 117854 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Jan 21, 2022 |
| Property Address | 403 CENTRAL ST, MILFORD, MA 01757-3739 |
| Document Number | 066984-153 |
| Book / Page | 66984 / 153 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 8221 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 CENTRAL ST, MILFORD, MA 01757-3739 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008222 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 8222 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 403 CENTRAL ST, MILFORD, MA 01757-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57798-366 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 57798/366 |
| Instrument | 106952 |
| Name | MILFORD NATL BK & TR |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 403 CENTRAL ST, MILFORD, MA 01757-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62025-48 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 62025/48 |
| Instrument | 25587 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Dec 19, 2017 |
| Property Address | 403 CENTRAL ST, MILFORD, MA 01757-3739 |
| Document Number | 58212-174 |
| Book / Page | 058212 / 000174 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 142173 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,120.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 CENTRAL ST MILFORD MA 017573739, MILFORD, MA 01757-3739 |
| Document Number | 58212-178 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 058212/000178 |
| Instrument | 142174 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
The 2025 property tax bill for 403 Central St was $9,439, up 1% from the year before.
Source: Worcester County and Milford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Milford Town |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,439.00 (+0.97%) | $737,400 (+4.83%) Land $218,500 Building $518,900 | $722,665 |
| 2024 | $9,348.00 (+5.76%) | $703,400 (+14.99%) Land $209,800 Building $493,600 | |
| 2023 | $8,839.00 | $611,700 Land $181,500 Building $430,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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