403 Central St, Clinton, TN 37716 Property Records

Anderson County property record for 403 Central St, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,214 sqft · built 1940
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$341 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074G-C-004.00`

Property Details

APN / Parcel Number

Primary APN	`074G-C-004.00`
Alternative APNs	`11074G C 074G 004.00 000` `11074GC074G00400` `001074G C 00400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	2,214 sqft
Basement Area	1,422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	166 ft deep x 80 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	264 sqft
Deck Area	100 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 CENTRAL ST
City	CLINTON
State	TN
Zip	37716-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HILL PB: 2 PG: 17 BLK: B LOT: 1 80X166.4 IRR
Legal Subdivision	COLLEGE HILL
Legal Block	B
Legal Lot Number	1
Jurisdiction	ANDERSON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	21201

Owner

403 Central St is owned and occupied by two individuals who acquired it in December 2008.

Source: Anderson County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 CENTRAL ST, CLINTON, TN 37716-2907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit EMPLOYEES CREDIT UNION
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit Y-12 FCU
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage Y-12 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2008
Deed Sale	Dec 12, 2008
Prior Sale	Dec 12, 2008 · Amount on File
Deed Book / Page	1492 / 1432
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Recording Date	Aug 10, 2026
Property Address	403 CENTRAL ST, CLINTON, TN 37716-2907
Document Number	0000040665
Book / Page	1898 / 1178
Instrument Date	Jul 30, 2026
Instrument	202640665
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CENTRAL ST, CLINTON, TN 37716-2907

Mortgage

Document Number	0000040665,
Date	Aug 10, 2026
Book Page	1898/1178
Instrument	202640665

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2051

Interest

Rate	5.74%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	403 CENTRAL ST, CLINTON, TN 37716-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16760846
Date	Mar 9, 2018
Book Page	1676/0846
Instrument	18002021

Lender

Name	Y-12 FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 8, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	403 CENTRAL ST, CLINTON, TN 37716-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	7 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17131540
Date	Nov 19, 2019
Book Page	1713/1540
Instrument	19010574

Lender

Name	Y-12 FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Clinton City
Elementary School District	Clinton City School District (PK - 06)
Secondary School District	Anderson County School District in Clinton (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,850 Land $10,125 Building $73,725	$335,400 Land $40,500 Building $294,900
2024	$341.00
2023		$39,400 Land $4,275 Building $35,125
2020			$157,600 Land $17,100 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Central St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON UTILITIES BOARD serves 18,772 people · EPA ID TN0000120
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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