403 Central Dr, Wilmington, IL 60481 Property Records

Will County property record for 403 Central Dr, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,938 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Jun 1994)
Tax Bill	$4,889 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-17-24-306-025`

Property Details

APN / Parcel Number

Primary APN	`03-17-24-306-025`
Alternative APN	`17243060250000`

Exterior

Lot Area	18,938 sqft (0.43 acres)

Location & Zoning

Street Address	403 CENTRAL DR
City	WILMINGTON
State	IL
Zip	60481-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PRT OF LOTS 77, 78 79 TAKEN AS A TRACT PRT OF LOT 80 BEG AT THE NW COR OF SD LOT 80, THC S'LY TO A PT ON THE S LN OF S
Legal Subdivision	ROPPS
Legal Lot Number	T 8
Jurisdiction	WILL IL
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2040
Census Tract	883402

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 CENTRAL DR, WILMINGTON, IL 60481-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 1994 · Amount on Record
Deed Sale	Jun 22, 1994 · Amount on Record
Prior Sale	Jul 7, 1993 · Amount on Record
Deed Document Number	199463058
Record Updated	Oct 29, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	403 CENTRAL DR, WILMINGTON, IL 60481-1004
Document Number	0000047979
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 CENTRAL ST WILMINGTON IL 604811004, WILMINGTON, IL 60481-1004

Mortgage

Document Number	0000047979
Date	Jun 21, 2017
Instrument	47979

Lender

Name	GRUNDY BK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wilmington Township
Municipality	Wilmington City
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,889.00 (+10.16%)	$76,776 (+3.8%) Land $22,033 Building $54,743	$230,328 (+3.8%) Land $66,099 Building $164,229
2024		$73,965 (+16.56%) Land $21,226 Building $52,739	$221,895 (+16.56%) Land $63,678 Building $158,217
2022	$4,438.00 Homeowner's exemption	$63,458 Land $18,211 Building $45,247	$190,374 Land $54,633 Building $135,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1990)
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON serves 5,700 people · EPA ID IL1971100
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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