403 Central Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 403 Central Ave SE, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1,196 sqft · built 1900
Lot Size	0.221 acres (9,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Oct 2021)
Tax Bill	$4,684 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
APN	`80.03630.00`

Property Details

APN / Parcel Number

Primary APN	`80.03630.00`

Interior

Building Area	1,196 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,640 sqft (0.221 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Area	906 sqft
Porch	Slab
Porch Area	52 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	403 CENTRAL AVE SE
City	BEMIDJI
State	MN
Zip	56601-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-146 RANGE- 33 NYMORE LOT- 2 BLOCK- 14
Legal Range	33
Legal Township	146
Legal Section	15
Legal Subdivision	NYMORE
Legal Block	14
Legal Lot Number	2
Jurisdiction	BELTRAMI MN
Township / Civil Division	BEMIDJI
Census Block Group	2
Census Block	2011
Census Tract	450706

Owner

Source: Beltrami County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6012 S LINWOOD DR NE, WYOMING, MN 55092-9408
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Apr 10, 2012 · Amount on Record
Deed Document Number	2021602768
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Oct 1, 2021
Property Address	403 CENTRAL AVE SE, BEMIDJI, MN 56601-4824
Document Number	A000602768
Instrument Date	Aug 31, 2021
Instrument	A000602768
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$923.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6012 S LINWOOD DR NE, WYOMING, MN 55092-9408

Mortgage

Document Number	A000602769
Date	Oct 1, 2021
Instrument	A000602769

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 24, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
Municipality	Bemidji City
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,684.00 (+10.55%)
2025	$4,237.00 (+19.96%)	$269,300 (+3.7%) Land $6,500 Building $262,800	$269,300 (+3.7%) Land $6,500 Building $262,800
2023		$259,700 Land $6,500 Building $253,200	$259,700 Land $6,500 Building $253,200
2021	$3,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bemidji serves 15,147 people · EPA ID MN1040002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20