Hubbard County property record for 403 Central Ave S, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 930 sqft · built 1948 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,900 (Aug 2021) |
| Tax Bill | $1,522 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2017 Sale & Mortgage |
| APN | 32.25.03800 |
| Primary APN | 32.25.03800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 1,045 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 320 sqft |
| Driveway | Driveway |
| Driveway Area | 1,500 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 59165 |
|---|---|
| Street Address | 403 CENTRAL AVE S |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-25 TWP-140 RANGE-035 .28 AC 25-102 PAR OF NE1/4 OF NW1 /4 D115 P157 |
| Legal Range | 35 |
| Legal Township | 140 |
| Legal Section | 25 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | PARK RAPIDS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 70600 |
Source: Hubbard County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 CENTRAL AVE S, PARK RAPIDS, MN 56470-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS NATIONAL BANK |
| Jun 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Jun 16, 2017 · Amount on Record |
| Deed Document Number | 2021418953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Aug 25, 2021 |
| Property Address | 403 CENTRAL AVE S, PARK RAPIDS, MN 56470-1723 |
| Document Number | A000418953 |
| Instrument Date | Aug 24, 2021 |
| Instrument | A000418953 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 CENTRAL AVE S, PARK RAPIDS, MN 56470-1723 |
| Document Number | A000418954 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | A000418954 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Jun 16, 2017 |
| Property Address | 403 CENTRAL AVE S, PARK RAPIDS, MN 56470-1723 |
| Document Number | A000391236 |
| Instrument Date | Jun 16, 2017 |
| Instrument | A000391236 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | LEER TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 CENTRAL AVE S, PARK RAPIDS, MN 56470-1723 |
| Document Number | A000391237 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | A000391237 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| Municipality | Park Rapids City |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,522.00 Homeowner's exemption | ||
| 2025 | $1,522.00 (-21.14%) Homeowner's exemption | $139,300 (+16.37%) Land $17,800 Building $121,500 | $139,300 (+16.37%) Land $17,800 Building $121,500 |
| 2024 | $119,700 (-3.39%) Land $15,300 Building $104,400 | $119,700 (-3.39%) Land $15,300 Building $104,400 | |
| 2022 | $1,930.00 | $123,900 Land $13,900 Building $110,000 | $123,900 Land $13,900 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Park Rapids serves 4,298 people · EPA ID MN1290003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Arvig Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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