Buffalo County property record for 403 Central Ave, Kearney, NE 68847
| Property Type | Other Improved |
|---|---|
| Details | 5,700 sqft · built 1975 |
| Lot Size | 1.59 acres (69,479 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Aug 2008) |
| Tax Bill | $6,179 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 60186000011676 |
| Primary APN | 60186000011676 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,700 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Metal |
| Construction Type | Concrete |
| Fire Resistance | Special |
| Lot Area | 69,479 sqft (1.59 acres) |
| Lot Dimensions | 69,479 ft deep x 1 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Account Number | 60186000011676 |
|---|---|
| Street Address | 403 CENTRAL AVE |
| City | KEARNEY |
| State | NE |
| Zip | 68847 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | COMMERCIAL |
| Legal Description | BG ADD KY LT 1 |
| Legal Subdivision | BG ADD |
| Legal Lot Number | 1 |
| Jurisdiction | BUFFALO NE |
| Township / Civil Division | 14 |
| Census Block Group | 4 |
| Census Block | 4097 |
| Census Tract | 969700 |
403 Central Ave is owned by a company that bought it in August 2008.
Source: Buffalo County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45680 6TH RD, GIBBON, NE 68840 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage STATE BANK |
| Nov 21, 2023 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2008 · Amount on File |
| Deed Sale | Aug 15, 2008 · Amount on File |
| Deed Document Number | 20086058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUFFALO NE |
| Recording Date | Jul 14, 2026 |
| Property Address | 403 CENTRAL AVE, KEARNEY, NE 68847 |
| Document Number | 0000003694 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20263694 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NEBRASKA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1404 10TH AVE, KEARNEY, NE 68845-6645 |
| Document Number | 0000003694, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20263694 |
| Name | STATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 9, 2027 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUFFALO NE |
| Recording Date | Nov 21, 2023 |
| Property Address | 403 CENTRAL AVE, KEARNEY, NE 68847 |
| Document Number | 0202304965 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023-04965 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202304984 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-04984 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 403 Central Ave was $6,179.
Source: Buffalo County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Buffalo County |
| Municipality | Kearney City |
| Unified School District | Kearney Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,825 (+4.55%) Land $335,655 Building $167,170 | $502,825 (+4.55%) Land $335,655 Building $167,170 | |
| 2025 | $6,179.00 | $480,940 Land $335,655 Building $145,285 | $480,940 Land $335,655 Building $145,285 |
| 2023 | $5,545.00 | $325,855 Land $161,880 Building $163,975 | $325,855 Land $161,880 Building $163,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Central Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 20 (2019) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
May also be available: Great Plains Communications, Spectrum, T-Mobile, Verizon.
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