403 Cedar Ct, Jacksonville, NC 28546 Property Records

Onslow County property record for 403 Cedar Ct, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,500 (Jun 2024)
Tax Bill	$2,085 (2026)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`439-111`

Property Details

APN / Parcel Number

Primary APN	`439-111`
Alternative APNs	`490019303` `487759000` `032887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490019303
Street Address	403 CEDAR CT
City	JACKSONVILLE
State	NC
Zip	28546-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L133 S1C WILLOW WOODS
Legal Subdivision	WILLOW WOODS SEC 1-C
Legal Lot Number	133
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	1301

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 CEDAR CT, JACKSONVILLE, NC 28546-4708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Intrafamily Transfer, Transfer
Jul 6, 2022	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 7, 2018	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Book / Page	6164 / 978
Last Transfer Date	Mar 17, 2025
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jul 29, 2022
Property Address	403 CEDAR CT, JACKSONVILLE, NC 28546-4708
Document Number	0058060319
Book / Page	5806 / 319
Map Reference	MB 21-062
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 FALL DR, JACKSONVILLE, NC 28540-9110

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jul 6, 2022
Property Address	403 CEDAR CT, JACKSONVILLE, NC 28546-4708
Document Number	0057890482
Book / Page	5789 / 482
Map Reference	MB 21-062
Instrument Date	Jul 6, 2022
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 CARDINAL RD, 300, JACKSONVILLE, NC 28546-4609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 FALL DR, JACKSONVILLE, NC 28540-9110

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	403 CEDAR CT, JACKSONVILLE, NC 28546-4708
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052820516
Date	Oct 7, 2020
Book Page	5282/516

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 7, 2018
Property Address	403 CEDAR CT, JACKSONVILLE, NC 28546-4708
Document Number	0047470161
Book / Page	4747 / 161
Map Reference	MB21 PG62
Instrument Date	Mar 1, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 RAMONA AVE, 107, JACKSONVILLE, NC 28540-8212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CEDAR CT, JACKSONVILLE, NC 28546-4708

Mortgage

Document Number	0004747164
Date	Mar 7, 2018
Instrument	4747/164

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,085.00 (+2.41%)	$235,005 (+44.81%) Land $60,000 Building $175,005	$235,005 (+44.81%) Land $60,000 Building $175,005
2025	$2,036.00	$162,287 (-) Land $30,000 Building $132,287	$162,287 (-) Land $30,000 Building $132,287
2023	$2,036.00	$162,287 Land $30,000 Building $132,287	$162,287 Land $30,000 Building $132,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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