403 Castro Urdiales Dr, Laredo, TX 78046 Property Records

Webb County property record for 403 Castro Urdiales Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,184 sqft · built 1999
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$88,445 (Oct 2022)
Tax Bill	$695 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`964-00011-210`

Property Details

APN / Parcel Number

Primary APN	`964-00011-210`
Alternative APN	`230228`

Interior

Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	384 sqft

Location & Zoning

Street Address	403 CASTRO URDIALES DR
City	LAREDO
State	TX
Zip	78046-7486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 21 BLK 11 SANTA RITA III
Legal Subdivision	SANTA RITA III
Legal Block	11
Legal Lot Number	21
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3000
Census Tract	1819

Owner

403 Castro Urdiales Dr is owned and occupied by an individual who bought it in October 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	403 CASTRO URDIALES DR, LAREDO, TX 78046-7486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Jan 29, 2014 · Amount on File
Deed Document Number	20221482369
Deed Book / Page	5362 / 103
Prior Transfer Date	Dec 23, 2013
Prior Transfer Doc	003565/404
Record Updated	Oct 29, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 18, 2022
Property Address	403 CASTRO URDIALES DR, LAREDO, TX 78046-7486
Document Number	005362/103
Book / Page	5362 / 103
Map Reference	VOL 5 PG 91
Instrument Date	Oct 14, 2022
Instrument	1482369
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CASTRO URDIALES DR, LAREDO, TX 78046-7486

Mortgage

Date	Oct 18, 2022

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	005362/105
Date	Oct 18, 2022
Book Page	5362/105
Instrument	1482370

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 403 Castro Urdiales Dr was $695, up 1.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,365 (+3.55%) Land $54,120 Building $88,245	$142,365 (+3.55%) Land $54,120 Building $88,245
2025	$695.00 (+1.91%)	$137,488 Land $54,120 Building $83,368	$137,488 Land $54,120 Building $83,368
2024	$682.00
2023		$123,885 Land $45,420 Building $78,465	$123,885 Land $45,420 Building $78,465
2022	$688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Castro Urdiales Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Castro Urdiales Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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