403 Cascade Way, Lynden, WA 98264 Property Records

Whatcom County property record for 403 Cascade Way, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1979
Lot Size	0.233 acres (10,154 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jan 2024)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`490094`

Property Details

APN / Parcel Number

Primary APN	`490094`
Alternative APNs	`400316 047169 0000` `128454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,154 sqft (0.233 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	84 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	490094
Street Address	403 CASCADE WAY
City	LYNDEN
State	WA
Zip	98264-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	EDGEWATER PARK LOT 9
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	EDGEWATER PARK
Legal Lot Number	9
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2007
Census Tract	10303

Owner

403 Cascade Way is owned and occupied by an individual who bought it in January 2024.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	403 CASCADE WAY, LYNDEN, WA 98264-1015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2023	Intrafamily Transfer, Transfer
Aug 12, 2020	Deed of Trust, Mortgage · Conventional with PMI FEDERAL SVGS BK
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Jul 21, 2017	Deed of Trust, Mortgage · Conventional with PMI RESOLUTE BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Apr 28, 2023
Deed Document Number	2024-0100216
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 5, 2024
Property Address	403 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	0000100216
Map Reference	VOL 14 PG 81
Instrument Date	Dec 29, 2023
Instrument	2024-0100216
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,494.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	403 CASCADE WAY, LYNDEN, WA 98264-1015

Mortgage

Document Number	0000100217
Date	Jan 5, 2024
Instrument	2024-0100217

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	403 CASCADE WAY, LYNDEN, WA 98264-1015
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504524
Date	May 27, 2021
Instrument	2021-0504524

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Apr 28, 2023
Property Address	403 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	0000401990
Map Reference	VOL 14 PG 81
Instrument Date	Apr 19, 2023
Instrument	2023-0401990
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	403 CASCADE WAY, LYNDEN, WA 98264-1015

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	403 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	2200900478
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CASCADE WAY LYNDEN WA 982641015, LYNDEN, WA 98264-1015

Mortgage

Document Number	2200900478
Date	Sep 3, 2020
Instrument	900478

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	403 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	2191103606
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	SOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CASCADE WAY LYNDEN WA 982641015, LYNDEN, WA 98264-1015

Mortgage

Document Number	2191103606
Date	Nov 26, 2019
Instrument	1103606

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	403 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	2170703059
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	LINEAR SETTLEMENT SERVICES LLC, LINEAR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CASCADE WAY LYNDEN WA 982641015, LYNDEN, WA 98264-1015

Mortgage

Document Number	2170703059
Date	Jul 27, 2017
Instrument	703059

Lender

Name	RESOLUTE BK
Address	MAUMEE, OH 43537

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 403 Cascade Way was $4,085.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00	$539,952 Land $272,825 Building $267,127	$539,952 Land $272,825 Building $267,127
2022		$409,868 Land $153,434 Building $256,434	$409,868 Land $153,434 Building $256,434
2021	$3,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Cascade Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Cascade Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Cascade Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures