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403 Carter St SE, Ardmore, OK 73401 Property Records

Carter County property record for 403 Carter St SE, Ardmore, OK 73401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 1935
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Jul 2023)
Tax Bill$1,092 (2025)
Deeds & MortgagesJul 2023 Sale
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0010-00-473-006-0-001-00

Property Details

APN / Parcel Number

Primary APN0010-00-473-006-0-001-00
Alternative APN
  • 4868

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,826 sqft Living Area
1st Floor Area1,826 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2024
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions103 ft deep x 115 ft wide
Garage TypeCarport
Garage Area160 sqft
CarportCarport
Carport Area160 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area112 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4868
Street Address403 CARTER ST SE
CityARDMORE
StateOK
Zip73401-8551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionARDMORE LOTS & BLKS, BLK 473 LOT 6 E 115(115X103)
Legal Range02E
Legal Township04S
Legal Section32
Legal SubdivisionARDMORE CITY
Legal Block473
Legal Lot Number6
JurisdictionCARTER OK
Township / Civil DivisionARDMORE
Census Block Group2
Census Block2065
Census Tract892801

Owner

403 Carter St SE is owned by two individuals who bought it in July 2023.

Source: Carter County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address4120 IRIS AVE, FORT WORTH, TX 76137-1250
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE OF OK INC
Jun 7, 2019Deed of Trust, Mortgage · Commercial Mortgage
BANCFIRST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2023 · Amount on File
Deed SaleJul 24, 2023 · Amount on File
Prior SaleJan 3, 2008 · Amount on File
Deed Document Number20237072
Deed Book / Page7410 / 228
Prior Transfer DateJul 7, 2006
Prior Transfer Doc004496/078
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateJul 24, 2023
Property Address403 CARTER ST SE, ARDMORE, OK 73401-8551
Document Number007410/228
Book / Page7410 / 228
Instrument DateJul 20, 2023
InstrumentI-2023-007072
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF OK INC

Transaction

AmountAmount on Record
Tax$75.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address514 BOGGY CREEK DR, ARDMORE, OK 73401-6694
InvestorPossibly a Property Investor

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER OK
Property Address403 CARTER ST SE, ARDMORE, OK 73401-8551
Transaction TypeMortgage
Record UpdatedJun 20, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6728/111
DateJun 7, 2019
Book Page6728/111
Instrument2019-006534
Lender
NameBANCFIRST
TypeBank
AddressARDMORE, OK 73402
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term6 Months
DueDec 6, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 403 Carter St SE was $1,092, down 0.1% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCarter County
MunicipalityArdmore City
Unified School DistrictArdmore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,496 (+5.01%) Land $900 Building $10,596$95,796 (-49.91%) Land $7,500 Building $88,296
2025$1,092.00 (-0.09%)$10,948 (+5%) Land $900 Building $10,048$191,249 (+120.1%) Land $7,500 Building $183,749
2024$1,093.00 (+49.52%)$10,427 (+40.98%) Land $900 Building $9,527$86,891 (+9.14%) Land $7,500 Building $79,391
2023$731.00 (+8.62%)$7,396 (+5%) Land $665 Building $6,731$79,615 (+13.91%) Land $7,500 Building $72,115
2022$673.00$7,044 Land $627 Building $6,417$69,891 Land $7,500 Building $62,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Carter St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Carter St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARDMORE
serves 24,893 people · EPA ID OK1010814
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2024
Treatment failure
resolved · Jan 2018
Treatment and ProcedureOrganic carbon removal
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber		10,000 / 10,000
Sparklight
Cable		1,000 / 50
Arbuckle Communications
Fixed Wireless		400 / 100
Verizon
Fixed Wireless		300 / 20

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