Webb County property record for 403 Carreta Ct, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,594 sqft · built 1993 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,266 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 968-10013-218 |
| Primary APN | 968-10013-218 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 113 ft deep x 53 ft wide |
| Porch | Open Porch |
| Porch Area | 401 sqft |
| Storage Building | 54 sqft |
| Account Number | 233930 |
|---|---|
| Old Parcel Number | 96810013218 |
| Street Address | 403 CARRETA CT |
| City | LAREDO |
| State | TX |
| Zip | 78045-7854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 218 BLK 13 RANCHO VIEJO IV |
| Legal Subdivision | RANCHO VIEJO I, II, III, IV |
| Legal Block | 13 |
| Legal Lot Number | 218 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1715 |
Source: Webb County assessment roll, APN 968-10013-218, as of July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 403 CARRETA CT, LAREDO, TX 78045-7854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROSPECT MORTGAGE LLC |
| Apr 25, 2019 | Vendor's Lien, Transfer INTERNATIONAL BANK OF COMMERCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 |
| Deed Sale | Apr 25, 2019 |
| Prior Sale | Apr 25, 2019 |
| Deed Document Number | 004588/562 |
| Deed Book / Page | 4588 / 562 |
| Last Transfer Date | Jun 05, 2025 |
| Transfer Doc | 005846/307 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 403 CARRETA CT, LAREDO, TX 78045-7854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4173/047 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 4173/047 |
| Instrument | 1286158 |
| Name | PROSPECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHERMAN OAKS, CA 91403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2032 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Apr 25, 2019 |
| Property Address | 403 CARRETA CT, LAREDO, TX 78045-7854 |
| Document Number | 004588/562 |
| Book / Page | 4588 / 562 |
| Map Reference | VOL 5 PG 37 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 1358908 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 CARRETA CT, LAREDO, TX 78045-7854 |
| Document Number | 0001358909 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 1358909 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Webb County assessment roll as of July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205,276 (+3.44%) Land $57,060 Building $148,216 | $205,276 (+3.44%) Land $57,060 Building $148,216 | |
| 2024 | $1,266.00 (+6.93%) | ||
| 2023 | $198,450 Land $46,020 Building $152,430 | $198,450 Land $46,020 Building $152,430 | |
| 2022 | $1,184.00 |
Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017151, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2014–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 1,118 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Smartcom Telephone, Verizon.
Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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