403 Caroline St, Cumberland, MD 21502 Property Records

Allegany County property record for 403 Caroline St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,907 sqft · built 1925
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on File
Tax Bill	$841 (2025)
Flood Zone	Zone X (minimal risk)
APN	`04-005678`

Property Details

APN / Parcel Number

Primary APN	`04-005678`
Alternative APNs	`4005678` `005678`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,907 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Metal
Lot Area	4,125 sqft (0.095 acres)
Lot Dimensions	125 ft deep x 33 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005678
Street Address	403 CAROLINE ST
City	CUMBERLAND
State	MD
Zip	21502-3684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	403 CAROLINE ST LOT 25 BLK 4 JH 33X125
Legal Subdivision	CUMBERLAND HEIGHTS ADD
Legal Block	4
Legal Lot Number	25
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2020
Census Tract	600

Owner

Source: Allegany County records · APN 04-005678

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 CAROLINE ST, CUMBERLAND, MD 21502-3684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,800 (+33.73%) Land $8,200 Building $103,600	$111,800 (+33.73%) Land $8,200 Building $103,600
2025	$841.00 (+8.24%) Homeowner's exemption
2023	$777.00 Homeowner's exemption	$83,600 Land $8,200 Building $75,400	$83,600 Land $8,200 Building $75,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Skypacket Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CUMBERLAND serves 27,039 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.