403 Capital Ln, Forest, VA 24551 Property Records

Bedford County property record for 403 Capital Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,514 sqft · built 1991
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2024)
Tax Bill	$1,173 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`117F 8 3`

Property Details

APN / Parcel Number

Primary APN	`117F 8 3`
Alternative APNs	`11708808` `405972`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Porch	Porch
Porch Area	190 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	403 CAPITAL LN
City	FOREST
State	VA
Zip	24551-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HOLLOWSLT 3
Legal Subdivision	THE HOLLOWS
Legal Lot Number	3
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	3
Census Block	3001
Census Tract	30104

Owner

403 Capital Ln is owned and occupied by two individuals who bought it in February 2024.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 CAPITAL LN, FOREST, VA 24551-2050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Deed Document Number	20241579
Prior Transfer Date	Apr 7, 2022
Prior Transfer Doc	0000004082
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 5, 2024
Property Address	403 CAPITAL LN, FOREST, VA 24551-2050
Document Number	0240001579
Instrument Date	Feb 21, 2024
Instrument	240001579
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CAPITAL LN, FOREST, VA 24551-2050

Mortgage

Document Number	0240001580
Date	Mar 5, 2024
Instrument	240001580

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Apr 8, 2022
Property Address	403 CAPITAL LN, FOREST, VA 24551-2050
Document Number	0220004082
Instrument Date	Apr 7, 2022
Instrument	220004082
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 403 Capital Ln was $1,173.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,173.00	$286,300 Land $54,000 Building $232,300
2023	$1,173.00 Additional exemption filed	$143,150	$286,300 Land $54,000 Building $232,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Capital Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Capital Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Capital Ln

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