Sumter County property record for 403 Cambio Ct, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,132 sqft · built 1995 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,500 (Oct 1995) |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 131823D13G023 |
| Primary APN | 131823D13G023 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,132 sqft Living Area |
|---|---|
| Gross Area | 1,755 sqft |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 100 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 182 sqft |
| Street Address | 403 CAMBIO CT |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 THE VILLAGES OF SUMTER VILLA DE LA VISTA NORTH PLAT BOOK 4 PAGES 110-110A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | THE VILLAGES OF SUMTER VILLA DE LA VISTA |
| Legal Lot Number | 23 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 910800 |
403 Cambio Ct is owned and occupied by an individual who acquired it in November 2019.
Source: Sumter County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 CAMBIO CT, THE VILLAGES, FL 32159-8695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 1995 · Amount on File |
| Deed Sale | Oct 12, 1995 · Amount on File |
| Deed Book / Page | 569 / 461 |
| Last Transfer Date | Nov 5, 2019 |
| Transfer Doc | 0036670122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Dec 6, 2019 |
| Property Address | 403 CAMBIO CT, THE VILLAGES, FL 32159-8695 |
| Document Number | 0036670122 |
| Book / Page | 003667 / 000122 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 60047068 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 403 CAMBIO CT THE VILLAGES FL 321598695, THE VILLAGES, FL 32159-8695 |
The 2025 property tax bill for 403 Cambio Ct was $1,316 with a homeowner's exemption, up 1.2% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (+1.23%) Homeowner's exemption | $109,650 | $259,370 Land $27,600 Building $231,770 |
| 2024 | $1,300.00 (+24.05%) | ||
| 2023 | $1,048.00 (+4.17%) Additional exemption filed | $103,460 (+3%) | $254,500 (+9.63%) Land $18,400 Building $236,100 |
| 2022 | $1,006.00 Homeowner's exemption | $100,450 | $232,150 Land $18,400 Building $213,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Cambio Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Cambio Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
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