403 Braemar Dr, Matthews, NC 28104 Property Records

Union County property record for 403 Braemar Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,712 sqft · built 2023
Lot Size	0.361 acres (15,725 sqft)
Owner	Individual Name on File
Last Sale	$1,289,000 (Oct 2023)
Tax Bill	$6,269 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-120-371`

Property Details

APN / Parcel Number

Primary APN	`06-120-371`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,712 sqft Living Area
1st Floor Area	2,767 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	15,725 sqft (0.361 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 BRAEMAR DR
City	MATTHEWS
State	NC
Zip	28104-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#17 WEDDINGTON GLEN PH1 OPCQ823-837
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2002
Census Tract	21018

Owner

403 Braemar Dr is owned and occupied by an individual who bought it in October 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	403 BRAEMAR DR, MATTHEWS, NC 28104-9588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Deed Document Number	202326073
Deed Book / Page	8803 / 300
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	403 BRAEMAR DR, MATTHEWS, NC 28104-9588
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BRAEMAR DR, MATTHEWS, NC 28104-9588

Mortgage

Document Number	0009126373
Date	May 28, 2025
Book Page	9126/373
Instrument	13153

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 27, 2023
Property Address	403 BRAEMAR DR, MATTHEWS, NC 28104-9588
Document Number	0000880330
Book / Page	8803 / 30
Map Reference	CAB R FILE 41-49
Instrument Date	Oct 26, 2023
Instrument	26073
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7621 LITTLE AVE, CHARLOTTE, NC 28226-8162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BRAEMASR DRIVE, WEDDINGTON, NC 28104-9588

Mortgage

Document Number	0000026074
Date	Oct 27, 2023
Instrument	26074

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 403 Braemar Dr was $6,269.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,254,900 (-) Land $261,600 Building $993,300	$1,254,900 (-) Land $261,600 Building $993,300
2025	$6,269.00	$1,254,900 Land $261,600 Building $993,300	$1,254,900 Land $261,600 Building $993,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Braemar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Braemar Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Windstream.

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