403 Boaters Row, Fair Play, SC 29643 Property Records

Oconee County property record for 403 Boaters Row, Fair Play, SC 29643

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,389 sqft
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,195,000 (May 2024)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335-03-01-039`

Property Details

APN / Parcel Number

Primary APN	`335-03-01-039`
Alternative APN	`51722`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,389 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Lot Area	71,438 sqft (1.64 acres)
Lot Dimensions	70.8 ft deep x 10.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	51722
Street Address	403 BOATERS ROW
City	FAIR PLAY
State	SC
Zip	29643-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 MOONLIGHT BAY (1.64 AC)
Legal Subdivision	MOONLIGHT BAY
Legal Block	1
Legal Lot Number	13
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2026
Census Tract	30903

Owner

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 BOATERS ROW, FAIR PLAY, SC 29643-2367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Construction Mortgage COUNTYBANK
May 2, 2024	Deed, Subdivision Related Transfer · Conventional Mortgage CITIBANK NA
Feb 8, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Document Number	202413438
Deed Book / Page	3070 / 252
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	403 BOATERS ROW, FAIR PLAY, SC 29643-2367
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016245
Date	Jun 22, 2023
Book Page	4461/141
Instrument	16245

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENWOOD, SC 29649

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 2, 2024
Property Address	403 BOATERS ROW, FAIR PLAY, SC 29643-2367
Document Number	0000013438
Book / Page	3070 / 252
Map Reference	MB A892 PG 5&6
Instrument Date	May 1, 2024
Instrument	13438
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,107.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 BOATERS ROW, FAIR PLAY, SC 29643-2367

Mortgage

Document Number	0000455541
Date	May 2, 2024
Instrument	4555/41

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 8, 2022
Property Address	403 BOATERS ROW, FAIR PLAY, SC 29643-2367
Document Number	0000012575
Book / Page	2777 / 189
Map Reference	MB A-892 PG 5&6
Instrument Date	Jan 22, 2022
Instrument	12575
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$721.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 PENNINGTON RD, GREER, SC 29651-5029
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,837.00	$46,118 (+833%) Land $7,200 Building $38,918	$1,152,960 (+832.97%) Land $180,000 Building $972,960
2023		$4,943 Land $4,536 Building $407	$123,580 Land $113,400 Building $10,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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